53 Pearl St, #B, Westerly, RI 02891 Property Records

Westerly Town property record for 53 Pearl St, #B, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,000 sqft · built 1987
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2019)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:037 B:137-B L:1`

Property Details

APN / Parcel Number

Primary APN	`M:037 B:137-B L:1`
Alternative APNs	`WEST M:37 B:137 L:B U:1` `2065655`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,000 sqft Living Area
Gross Area	1,600 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2065655
Street Address	53 PEARL ST, B
City	WESTERLY
State	RI
Zip	02891-1605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	137
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1029
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

53 Pearl St, #B is owned by an individual who bought it in October 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	53 PEARL ST, B, WESTERLY, RI 02891-1605
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Warranty Deed, Transfer · Conventional with PMI PROVINCE MTG ASSOCS
May 18, 2018	Warranty Deed, Transfer FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	20194674
Deed Book / Page	2019 / 18351
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 31, 2019
Property Address	53 PEARL ST # B, B, WESTERLY, RI 02891-1605
Document Number	2019-8351
Book / Page	002019 / 018351
Instrument Date	Oct 30, 2019
Instrument	4674
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53B PEARL ST WESTERLY RI 028911605, WESTERLY, RI 02891-1605

Mortgage

Document Number	2019-8354
Date	Oct 31, 2019
Book Page	002019/018354
Instrument	4675

Lender

Name	PROVINCE MTG ASSOCS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 18, 2018
Property Address	53 PEARL ST # B, B, WESTERLY, RI 02891-1605
Document Number	2018-7941
Book / Page	2018 / 7941
Instrument	2005
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20187945
Date	May 18, 2018
Instrument	02018/7945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 53 Pearl St, #B was $1,422.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00	$182,800 Building $182,800	$272,846
2023	$1,671.00 (+0.6%)	$164,500 (-) Building $164,500
2022	$1,661.00	$164,500 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Pearl St, #B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Pearl St, #B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures