Harford County property record for 53 Old Sound Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,181 sqft · built 1967 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,990 (Jun 2000) |
| Tax Bill | $3,364 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-123475 |
| Primary APN | 01-123475 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,181 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 123475 |
|---|---|
| Street Address | 53 OLD SOUND RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 11 95/95X150 53 OLD SOUND ROAD RUMSEY ISL P6 PT 17/6 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 97 |
| Legal Lot Number | 11,53 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK NA |
| Jan 21, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2000 · Amount on Record |
| Deed Sale | Jun 6, 2000 · Amount on Record |
| Deed Document Number | 20002726 |
| Deed Book / Page | 3272 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 24, 2026 |
| Property Address | 53 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 1722000318 |
| Book / Page | 17220 / 318 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Address | 53 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 1722000318, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 17220/318 |
| Name | M & T BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 53 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 53 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 0153210020 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 15321/20 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | PERRY HALL, MD 21128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,364.00 (+10.88%) Homeowner's exemption | $308,667 (+14.52%) | $323,800 (+16.31%) Land $82,500 Building $241,300 |
| 2025 | $3,034.00 (+6.79%) Homeowner's exemption | ||
| 2023 | $269,533 | $278,400 Land $82,500 Building $195,900 | |
| 2022 | $2,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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