53 N Cunningham Ave, Inverness, FL 34453 Property Records

Citrus County property record for 53 N Cunningham Ave, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 2021
Lot Size	0.309 acres (13,488 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Oct 2024)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-13-0040-00050-007.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-13-0040-00050-007.0`
Alternative APNs	`1319S19E0040000500070` `3524481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,488 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3524481
Old Parcel Number	1319S19E0040000500070
Street Address	53 N CUNNINGHAM AVE
City	INVERNESS
State	FL
Zip	34453-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS VLG UNIT 4 PB 9 PG 17 LOT 7 BLK 5
Legal Range	19E
Legal Township	19S
Legal Section	01
Legal Subdivision	INVERNESS VILLAGE UNIT 4
Legal Block	5
Legal Lot Number	7 8
Legal Unit	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2001
Census Tract	450706

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage CAPITAL CITY HM LNS LLC
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage BRANNEN BANK
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 7, 2020	Warranty Deed, Construction Loan · Construction Mortgage CAPITAL CITY BANK
Sep 30, 2019	Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY
May 14, 2018	Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2024060900
Deed Book / Page	3508 / 1763
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0031250830
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 S LUNAR TER INVERNESS FL 344501862, INVERNESS, FL 34450-1862

Mortgage

Document Number	0031250830
Date	Jan 13, 2021
Book Page	003125/000830
Instrument	2131

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 1, 2020
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0031130485
Book / Page	3113 / 485
Map Reference	MB 9 PG 17-21
Instrument Date	Nov 30, 2020
Instrument	2020065477
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 E ROSEHILL DR, 5085, FLORAL CITY, FL 34436-5334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	3113486
Date	Dec 1, 2020
Instrument	3113/486

Lender

Name	BRANNEN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 7, 2020
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0030980331
Book / Page	3098 / 331
Map Reference	MB 9 PG 17
Instrument Date	Oct 6, 2020
Instrument	2020053933
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 E ROSEHILL DR, 5085, FLORAL CITY, FL 34436-5334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPECEBERRY CT S, HOMOSASSA, FL 34446-4059

Mortgage

Document Number	3098332
Date	Oct 7, 2020
Instrument	3098/332

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 8, 2020
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0030981280
Book / Page	3098 / 1280
Map Reference	MB 9 PG 17-21
Instrument Date	Sep 28, 2020
Instrument	2020054227
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 E ROSEHILL DR, 5085, FLORAL CITY, FL 34436-5334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 CORTELYOU AVE, STATEN ISLAND, NY 10312-3803

Mortgage

Document Number	30981281
Date	Oct 8, 2020
Instrument	3098/1281

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 14, 2020
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0030391335
Book / Page	003039 / 001335
Instrument Date	Feb 14, 2020
Instrument	8601
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1601 N FLORIDA AVE HERNANDO FL 344424490, HERNANDO, FL 34442-4490

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 7, 2020
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0030371619
Book / Page	3037 / 1619
Map Reference	MB 9 PG 17-21
Instrument Date	Jan 30, 2020
Instrument	2020007109
Transaction Type	Construction Loan
Record Updated	Nov 30, 2021
Title Company	WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 E ROSEHILL DR, 5085, FLORAL CITY, FL 34436-5334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	AB54 CALLE TAMAULIPAS, SAN JUAN, PR 00926-4712

Mortgage

Document Number	30371621
Date	Feb 7, 2020
Instrument	3037/1621

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 30, 2019
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0030072313
Book / Page	003007 / 002313
Instrument Date	Sep 27, 2019
Instrument	51270
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5085 E ROSEHILL DR FLORAL CITY FL 344365334, FLORAL CITY, FL 34436-5334
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 14, 2018
Property Address	53 N CUNNINGHAM AVE, INVERNESS, FL 34453-3524
Document Number	0029000476
Book / Page	002900 / 000476
Instrument Date	May 4, 2018
Instrument	23930
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3433 E GULF TO LAKE HWY INVERNESS FL 344533210, INVERNESS, FL 34453-3210
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00 (-8.06%) Additional exemption filed	$175,720 (-6.23%) Land $5,400 Building $170,320	$175,720 (-6.23%) Land $5,400 Building $170,320
2024	$2,247.00 (+2.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$187,401 (-1.96%) Land $6,750 Building $180,651	$187,401 (-1.96%) Land $6,750 Building $180,651
2023	$2,187.00 (+3.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$191,152 (+4.66%) Land $22,050 Building $169,102	$191,152 (+4.66%) Land $22,050 Building $169,102
2022	$2,109.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$182,644 Land $22,050 Building $160,594	$182,644 Land $22,050 Building $160,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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