Garrard County property record for 53 Mockingbird St, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · built 1979 |
| Lot Size | 0.525 acres (22,871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jul 2026) |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34A-04-001 |
| Primary APN | 34A-04-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,871 sqft (0.525 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 11405 |
|---|---|
| Street Address | 53 MOCKINGBIRD ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 35 & PART LAKE LOT |
| Legal Subdivision | SUNSET PLACE SUB |
| Legal Lot Number | 35 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 MOCKINGBIRD ST, LANCASTER, KY 40444-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Deed Document Number | 2026218282 |
| Deed Book / Page | 338 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 53 MOCKINGBIRD ST, LANCASTER, KY 40444-9799 |
| Document Number | 0000218282 |
| Book / Page | 338 / 145 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026218282 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 53 MOCKINGBIRD ST, LANCASTER, KY 40444-9799 |
| Document Number | 0000218282, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 474/916 |
| Instrument | 2026218282 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,500 (-) Land $33,500 Building $115,000 | $148,500 (-) Land $33,500 Building $115,000 | |
| 2025 | $1,052.00 (-3.22%) Homeowner's exemption | $148,500 (-) Land $33,500 Building $115,000 | $148,500 (-) Land $33,500 Building $115,000 |
| 2024 | $1,087.00 (+2.26%) Homeowner's exemption | $148,500 (+3.48%) Land $33,500 Building $115,000 | $148,500 (+3.48%) Land $33,500 Building $115,000 |
| 2023 | $1,063.00 (-6.51%) Homeowner's exemption | $143,500 (-) Land $33,500 Building $110,000 | $143,500 (-) Land $33,500 Building $110,000 |
| 2022 | $1,137.00 Homeowner's exemption | $143,500 Land $33,500 Building $110,000 | $143,500 Land $33,500 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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