53 Midland Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 53 Midland Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1914
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Jun 2009)
Deeds & MortgagesMay 2023 Second Mortgage
Nov 2021 Construction Loan
+ 2 more
Flood ZoneZone AE (high risk)
APN551400 146-19-1-44

Property Details

APN / Parcel Number

Primary APN551400 146-19-1-44
Alternative APN
  • 140014601900010440000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area722 sqft
2nd Floor Area646 sqft
Basement Area294 sqft
Unfinished Basement294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleColonial
Exterior MaterialWood
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address53 MIDLAND AVE
CityRYE
StateNY
Zip10580-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionSUBDIVISION MAP RYE BEACH MANOR
Legal Block1
Legal Lot Number44.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group5
Census Block5010
Census Tract7600

Owner

Source: Westchester County and Rye City records · APN 551400 146-19-1-44

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address53 MIDLAND AVE, RYE, NY 10580-3530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEACHERS FCU
Nov 23, 2021Deed of Trust, Mortgage · Construction Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2009 · Amount on Record
Deed SaleJun 22, 2009 · Amount on Record
Deed Document Number2009491620032
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address53 MIDLAND AVE, RYE, NY 10580-3530
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 MIDLAND AVE, RYE, NY 10580-3530

Mortgage

Document Number0631463028
DateMay 26, 2023
Instrument631463028
Lender
NameTEACHERS FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2043

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address53 MIDLAND AVE, RYE, NY 10580-3530
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 MIDLAND AVE, RYE, NY 10580-3530

Mortgage

Document Number0613093147
DateNov 23, 2021
Instrument613093147
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressFORT WORTH, TX 76155
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueNov 04, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address53 MIDLAND AVE, RYE, NY 10580-3530
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0582213629
DateAug 10, 2018
Instrument582213629
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address53 MIDLAND AVE, RYE, NY 10580-3530
Document Number0601404165
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyWORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address53 MIDLAND AVE RYE NY 105803530, RYE, NY 10580-3530

Mortgage

Document Number0601404165
DateMay 20, 2020
Book Page060140/004165
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,850 (-) Land $4,250 Building $6,600$919,491 (+6.78%) Land $360,169 Building $559,322
2024Homeowner's exemption$10,850 (-) Land $4,250 Building $6,600$861,112 (+2.38%) Land $337,302 Building $523,810
2023$10,850 Land $4,250 Building $6,600$841,085 Land $329,457 Building $511,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims143 (1979–2023)
Claims Outside the SFHA39 of 143
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 20 claims
  • Hurricane Irene, Aug 2011 · 16 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 413 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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