53 Merrill Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 53 Merrill Rd, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,999 sqft · built 1920
Lot Size	0.122 acres (5,330 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Jun 2015)
Tax Bill	$14,276 (2026)
Deeds & Mortgages	Oct 2021 Refinance Sep 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20890-22`

Property Details

APN / Parcel Number

Primary APN	`20890-22`
Alternative APNs	`WATE M:0421 B:0025 L:0102` `6192`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
Gross Area	3,304 sqft
Basement Area	911 sqft
Unfinished Basement	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,330 sqft (0.122 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6192
Street Address	53 MERRILL RD
City	WATERTOWN
State	MA
Zip	02472-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	25
Legal Lot Number	102
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	4
Census Block	4003
Census Tract	370202

Owner

53 Merrill Rd is owner-occupied and held in a trust since December 2019.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2015 · Amount on File
Deed Sale	Jun 12, 2015 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Book / Page	65531 / 41
Last Transfer Date	Dec 19, 2019
Transfer Doc	73970-314
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078889-21
Date	Oct 12, 2021
Book Page	78889/21
Instrument	223766

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078613-383
Date	Sep 2, 2021
Book Page	78613/383
Instrument	196486

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78889-21
Date	Oct 12, 2021
Book Page	78889/21
Instrument	223766

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78613-383
Date	Sep 2, 2021
Book Page	78613/383
Instrument	196486

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74340-47
Date	Mar 24, 2020
Book Page	74340/47
Instrument	43477

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75998-312
Date	Oct 27, 2020
Book Page	75998/312
Instrument	197372

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jan 10, 2020
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Document Number	73970-314
Book / Page	073970 / 000314
Instrument Date	Dec 19, 2019
Instrument	4319
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	53 MERRILL RD WATERTOWN MA 024721231, WATERTOWN, MA 02472-1231

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	53 MERRILL RD, WATERTOWN, MA 02472-1231
Document Number	72879-496
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 MERRILL RD WATERTOWN MA 024721231, WATERTOWN, MA 02472-1231

Mortgage

Document Number	72879-496
Date	Jul 3, 2019
Book Page	072879/000496
Instrument	94638

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 53 Merrill Rd was $14,276, up 6.6% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,276.00 (+6.59%)	$1,170,200 (+2.05%) Land $599,200 Building $571,000	$1,202,320 (-)
2025	$13,393.00 (+5.9%)	$1,146,700 (+6.09%) Land $599,200 Building $547,500	$1,202,320 (+8.25%)
2024	$12,647.00 (-5.47%)	$1,080,900 (+9.71%) Land $574,000 Building $506,900	$1,110,645
2023	$13,379.00	$985,200 Land $538,100 Building $447,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Merrill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 53 Merrill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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