53 Maxwell Ln, Middlesboro, KY 40965 Property Records

Bell County property record for 53 Maxwell Ln, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 2006
Lot Size	1.17 acres (51,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Aug 2005)
Tax Bill	$786 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`068-20-00-138.00`

Property Details

APN / Parcel Number

Primary APN	`068-20-00-138.00`
Alternative APNs	`1457` `417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,052 sqft (1.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1457
Street Address	53 MAXWELL LN
City	MIDDLESBORO
State	KY
Zip	40965-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.172 ACRES LICK FORK ROAD M'BORO
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2000
Census Tract	960800

Owner

Source: Bell County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 MAXWELL LN, MIDDLESBORO, KY 40965-8607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2005 · Amount on Record
Deed Sale	Aug 26, 2005 · Amount on Record
Deed Book / Page	328 / 251
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	53 MAXWELL LN, MIDDLESBORO, KY 40965-8607
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M406/26
Date	Mar 26, 2026
Book Page	M406/26
Instrument	293190

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 13, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	53 MAXWELL LN, MIDDLESBORO, KY 40965-8607
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M386/53
Date	Mar 13, 2023
Book Page	M386/53
Instrument	195392

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00 (-41.56%) Homeowner's exemption	$115,000 (-) Land $115,000	$115,000 (-) Land $115,000
2023	$1,345.00	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Eastern Telephone & Technologies, Verizon.

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