53 Mathews St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 53 Mathews St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1911
Lot Size	0.111 acres (4,848 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2018)
Tax Bill	$7,415 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00101-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`19-00101-0000-00034`
Alternative APNs	`190010100034` `00001560`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	4,848 sqft (0.111 acres)
Lot Dimensions	97 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00001560
Street Address	53 MATHEWS ST
City	HIGHLANDS
State	NJ
Zip	07732-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF08
Legal Subdivision	NAVESINK PARK
Legal Block	101
Legal Lot Number	34
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1003
Census Tract	800101

Owner

53 Mathews St is owned and occupied by two individuals who bought it in August 2018.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 MATHEWS ST, HIGHLANDS, NJ 07732-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI EVESHAM MTG
Aug 16, 2018	Grant Deed, Transfer · Conventional with PMI DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Dec 3, 2009 · Amount on File
Deed Document Number	201882159
Deed Book / Page	9306 / 6805
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	53 SHORE DR, HIGHLANDS, NJ 07732-1757
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095594042
Date	Nov 19, 2021
Book Page	9559/4042
Instrument	2021168137

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	53 SHORE DR, HIGHLANDS, NJ 07732-1757
Document Number	0000058111
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 MATHEWS ST HIGHLANDS NJ 077321019, HIGHLANDS, NJ 07732-1019

Mortgage

Document Number	0000058111
Date	Jun 3, 2020
Book Page	009417/008095
Instrument	58111

Lender

Name	EVESHAM MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 16, 2018
Property Address	53 SHORE DR, HIGHLANDS, NJ 07732-1757
Document Number	0000082159
Book / Page	009306 / 006805
Instrument Date	Jul 25, 2018
Instrument	82159
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ALL AHEAD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 MATHEWS ST HIGHLANDS NJ 077321019, HIGHLANDS, NJ 07732-1019

Mortgage

Document Number	82164
Date	Aug 16, 2018
Book Page	009306/006813
Instrument	82164

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 53 Mathews St was $7,415, up 20.6% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,200 (+4.06%) Land $324,200 Building $127,000	$451,200 (+4.06%) Land $324,200 Building $127,000
2025	$7,415.00 (+20.59%)	$433,600 Land $307,700 Building $125,900	$433,600 Land $307,700 Building $125,900
2024	$6,149.00
2023		$293,900 Land $124,600 Building $169,300	$293,900 Land $124,600 Building $169,300
2022	$4,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Mathews St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 53 Mathews St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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