53 Martha's Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 53 Martha's Ln, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,672 sqft · built 2020
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Mar 2019)
Tax Bill	$8,148 (2024)
Deeds & Mortgages	Oct 2019 Construction Loan Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34155-000-0040`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34155-000-0040`
Alternative APN	`1005772`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	4,235 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	11 ft deep x 5.9 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1005772
Street Address	53 MARTHAS LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MARTHA'S LANE PB 16-26 OR 2643-4992 OR 2763-3410 OR 2818-1559 OR 3099-4486
Legal Range	20W
Legal Township	03S
Legal Section	03
Legal Subdivision	MARTHAS LANE
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1004
Census Tract	950604

Owner

53 Martha's Ln is owned and occupied by an individual who bought it in March 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1733, SANTA ROSA BEACH, FL 32459-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Mar 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Prior Sale	Jun 2, 2009 · Amount on File
Deed Document Number	20190008110
Deed Book / Page	3099 / 4486
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	53 MARTHAS LN, SANTA ROSA BEACH, FL 32459-4173
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031214587
Date	Oct 23, 2019
Book Page	3121/4587
Instrument	20190037063

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 19, 2019
Property Address	53 MARTHAS LN, SANTA ROSA BEACH, FL 32459-4173
Document Number	0030994486
Book / Page	003099 / 004486
Instrument Date	Mar 14, 2019
Instrument	8110
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 MONTAIGNE SAN ANTONIO TX 782584307, SAN ANTONIO, TX 78258-4307

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,687,521 Land $650,000 Building $1,037,521	$1,687,521 Land $650,000 Building $1,037,521
2024	$8,148.00 (+3.69%)
2023	$7,858.00 (+1.11%) Homeowner's exemption	$1,230,931 (+9.72%) Land $182,949 Building $1,047,982	$1,230,931 (+9.72%) Land $182,949 Building $1,047,982
2022	$7,772.00 Homeowner's exemption	$1,121,877 Land $203,073 Building $918,804	$1,121,877 Land $203,073 Building $918,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Martha's Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Martha's Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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