53 Main St, Cherry Valley, NY 13320 Property Records

Otsego County and Cherry Valley Town property record for 53 Main St, Cherry Valley, NY 13320

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 3,312 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Dec 2013)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`362401 58.14-1-24.00`

Property Details

APN / Parcel Number

Primary APN	`362401 58.14-1-24.00`
Alternative APNs	`240105801400010240000000` `027330`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,312 sqft Total Area
1st Floor Area	1,548 sqft
2nd Floor Area	1,176 sqft
Attic	Attic
Attic Area	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Width	50 ft Width
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	027330
Street Address	53 MAIN ST
City	CHERRY VALLEY
State	NY
Zip	13320-3738
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	004 0 0
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	OTSEGO NY
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3025
Census Tract	590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cherry Valley Village Historic District listed 1988 · 232 contributing resources · NRIS 88000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

53 Main St, a duplex, is owned by two individuals who bought it in December 2013.

Source: Otsego County and Cherry Valley Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	337 MANTON ST, PHILADELPHIA, PA 19147-5212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2013 · Amount on File
Deed Sale	Dec 19, 2013 · Amount on File
Deed Book / Page	2013 / 7028
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 13, 2019
Property Address	53 MAIN ST, CHERRY VALLEY, NY 13320-3727
Document Number	0000003614
Instrument Date	Jul 25, 2019
Instrument	3614
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S 6TH ST PHILADELPHIA PA 191472128, PHILADELPHIA, PA 19147-2128

Mortgage

Document Number	3615
Date	Aug 13, 2019
Instrument	3615

Lender

Name	DELAWARE NAT'L BK/DELHI
Type	Bank
Address	WEST DAVENPORT, NY 13860

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 53 Main St was $2,780, down 8.2% from the year before.

Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Cherry Valley Town
Municipality	Cherry Valley Village
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (-8.22%)
2025	$3,029.00	$89,300 Land $15,200 Building $74,100	$127,571 Land $21,714 Building $105,857
2023		$89,300 Land $15,200 Building $74,100	$107,798 Land $18,349 Building $89,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY VILLAGE serves 620 people · EPA ID NY3800144
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000