53 Lucas Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 53 Lucas Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 1982
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Aug 2022)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9862-30-8962`

Property Details

APN / Parcel Number

Primary APN	`9862-30-8962`
Alternative APN	`7931`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Heated Area
1st Floor Area	1,024 sqft
Basement Area	512 sqft
Finished Basement	461 sqft
Unfinished Basement	51 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Deck Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	53 LUCAS LN
City	MARS HILL
State	NC
Zip	28754-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WOLF LAUREL EST LO:791 & 795 PL:2-120
Legal Subdivision	WOLFE LAUREL ESTATES
Legal Block	30
Legal Lot Number	791,795
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1027
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3953 ZANE AVE N, MINNEAPOLIS, MN 55422-1960
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	2022347733
Deed Book / Page	756 / 203
Prior Transfer Date	Sep 15, 2011
Prior Transfer Doc	0005220148
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 1, 2022
Property Address	53 LUCAS LN, MARS HILL, NC 28754
Document Number	0007560203
Book / Page	756 / 203
Map Reference	MB 2 PG 120
Instrument Date	Jul 11, 2022
Instrument	347733
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4150 HARRIS TRL NW, 4150, ATLANTA, GA 30327-3816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 LUCAS LN, MARS HILL, NC 28754

Mortgage

Document Number	0000347734
Date	Aug 1, 2022
Instrument	347734

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	53 LUCAS LN, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006440599
Date	Jan 31, 2018
Book Page	644/599

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	53 LUCAS LN, MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006970718
Date	Aug 27, 2020
Book Page	697/718
Instrument	337761

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00	$252,136 (-) Land $41,700 Building $210,436	$252,136 (-) Land $41,700 Building $210,436
2024	$1,314.00	$252,136 (+72.48%) Land $41,700 Building $210,436	$252,136 (+72.48%) Land $41,700 Building $210,436
2023		$146,183 Land $47,118 Building $99,065	$146,183 Land $47,118 Building $99,065

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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