53 Lower Beach Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 53 Lower Beach Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,760 sqft · built 1950
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2022)
Tax Bill	$7,194 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:31 B:87`

Property Details

APN / Parcel Number

Primary APN	`WINM M:31 B:87`
Alternative APNs	`031087000000` `D4286R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,760 sqft Living Area
Gross Area	4,936 sqft
1st Floor Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D4286R
Street Address	53 LOWER BEACH RD
City	WINDHAM
State	ME
Zip	04062-4581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR/FR
Legal Block	87
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	3
Census Block	3000
Census Tract	4802

Owner

53 Lower Beach Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN BANK
Aug 1, 2022	Warranty Deed, Transfer · Stand-Alone Refinance ANDROSCOGGIN BANK
Aug 10, 2018	Intrafamily Transfer, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Book / Page	39616 / 41
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0396160041
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Aug 1, 2022
Property Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581
Document Number	0396160041
Book / Page	39616 / 41
Instrument Date	Jul 29, 2022
Instrument	39330
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581

Mortgage

Document Number	0000039331
Date	Aug 1, 2022
Instrument	39331

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Aug 1, 2022
Property Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581
Document Number	0396160041
Book / Page	39616 / 41
Instrument Date	Jul 29, 2022
Instrument	39330
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581

Mortgage

Document Number	0000039331
Date	Aug 1, 2022
Instrument	39331

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2053

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINDHAM ME
Recording Date	Aug 10, 2018
Property Address	53 LOWER BEACH RD, WINDHAM, ME 04062-4581
Document Number	0350620249
Book / Page	35062 / 0249
Instrument	000000039821
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039822
Date	Aug 10, 2018
Instrument	000000039822

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 53 Lower Beach Rd was $7,194, up 6.8% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,194.00 (+6.85%)	$596,500 (+1.62%) Land $177,100 Building $419,400
2024	$6,733.00 (+5.67%)	$587,000 (+3.18%) Land $167,600 Building $419,400
2023	$6,372.00 (+72.5%)	$568,900 (+78.79%) Land $155,800 Building $413,100
2022	$3,694.00	$318,200 Land $123,700 Building $194,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 53 Lower Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2007)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Lower Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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