53 Julia Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 53 Julia Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 2023
Lot Size	15.2 acres (662,112 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,737 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-1N-3E-0000-0054-0000`

Property Details

APN / Parcel Number

Primary APN	`32-1N-3E-0000-0054-0000`
Alternative APN	`21076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	662,112 sqft (15.2 acres)
Garage Area	336 sqft
Porch	Slab
Porch Area	600 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	53 JULIA RD
City	MONTICELLO
State	FL
Zip	32344-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 ACES IN N1/2 OF NE1/4 OF SW1/4 OR 574/742 & 803/165
Legal Range	03E
Legal Township	01N
Legal Section	32
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	4
Census Block	4048
Census Tract	250200

Owner

Source: Jefferson County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 JULIA RD, MONTICELLO, FL 32344-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Construction Mortgage PRIME MERIDIAN BANK
Mar 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	53 JULIA RD, MONTICELLO, FL 32344-3387
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 LACEY LN, TALLAHASSEE, FL 32304-8359

Mortgage

Document Number	0008240388
Date	Jul 1, 2022
Book Page	824/388
Instrument	202233002010

Lender

Name	PRIME MERIDIAN BANK
Type	Bank
Address	TALLAHASSEE, FL 32312

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	1-Year CMT
Margin	3
Max Rate	9.99%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 26, 2021
Property Address	53 JULIA RD, MONTICELLO, FL 32344-3387
Document Number	0008000010
Book / Page	800 / 10
Instrument Date	Mar 15, 2021
Instrument	202133000955
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 WHITEHOUSE RD, MONTICELLO, FL 32344-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PACK SADDLE TRL, WEATHERFORD, TX 76088-8643

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$416,570 (+261.35%) Land $57,500 Building $359,070	$416,570 (+261.35%) Land $57,500 Building $359,070
2023	$1,737.00 (+44.03%)	$115,280 (+28.09%) Land $90,000 Building $25,280	$115,280 (+28.09%) Land $90,000 Building $25,280
2022	$1,206.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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