53 Joan Dr, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 53 Joan Dr, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,771 sqft · built 1980
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jun 2021)
Tax Bill	$29,714 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 81.10-3-10`

Property Details

APN / Parcel Number

Primary APN	`553600 81.10-3-10`
Alternative APNs	`360008101000030100000000` `2033100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	1,553 sqft
2nd Floor Area	1,218 sqft
Basement Area	745 sqft
Finished Basement	745 sqft
Unfinished Basement	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	57,935 sqft (1.33 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2033100
Street Address	53 JOAN DR
City	CHAPPAQUA
State	NY
Zip	10514-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1007
Census Tract	13103

Owner

53 Joan Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 JOAN DR, CHAPPAQUA, NY 10514-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 18, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	2021611543202
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 3, 2021
Property Address	53 JOAN DR, CHAPPAQUA, NY 10514-1414
Document Number	0611543202
Instrument Date	May 28, 2021
Instrument	611543202
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	JUDICIAL TITLE, JUDICIAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 JOAN DR, 53, CHAPPAQUA, NY 10514-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E 77TH ST APT 1902, 1902, NEW YORK, NY 10162-0017

Mortgage

Document Number	0611543211
Date	Jun 3, 2021
Instrument	611543211

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	53 JOAN DR, CHAPPAQUA, NY 10514-1414
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571383155
Date	May 18, 2017
Instrument	571383155

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 53 Joan Dr was $29,714 with exemptions applied, up 33.2% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,714.00 (+33.19%) Disabled Person's exemption Veteran's exemption
2025	$22,310.00	$200,550 (-) Land $90,000 Building $110,550	$1,437,634 (+0.86%) Land $645,161 Building $792,473
2024	Disabled Person's exemption Veteran's exemption	$200,550 (-) Land $90,000 Building $110,550	$1,425,373 (+5.19%) Land $639,659 Building $785,714
2023		$200,550 Land $90,000 Building $110,550	$1,355,067 Land $608,108 Building $746,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 53 Joan Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1980–2021)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Joan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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