53 Isaac Dr, Nebo, NC 28761 Property Records

McDowell County property record for 53 Isaac Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2022)
Tax Bill	$419 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1740-00-02-5971`

Property Details

APN / Parcel Number

Primary APN	`1740-00-02-5971`
Alternative APNs	`67739` `77294`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1955
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,052 sqft
Lot Width	241 ft Width
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	77294
Street Address	53 ISAAC DR
City	NEBO
State	NC
Zip	28761-8768
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.70 AC (ORIGINAL 3.5 AC LESS OUTS)
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1018
Census Tract	970904

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	53 ISAAC DR, NEBO, NC 28761-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 27, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	0001395586
Deed Book / Page	1395 / 586
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 14, 2022
Property Address	53 ISAAC DR, NEBO, NC 28761-8768
Document Number	0013950586
Book / Page	1395 / 586
Map Reference	MB 136 PG 51
Instrument Date	Apr 14, 2022
Instrument	2022002251
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 WELCOME HOME DR, OLD FORT, NC 28762-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ISAAC DR, NEBO, NC 28761-8768

Mortgage

Document Number	2022002252
Date	Apr 14, 2022
Instrument	2022002252

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 27, 2018
Property Address	1756 ROAD, NEBO, NC 28761
Document Number	0012420983
Book / Page	001242 / 000983
Instrument Date	Apr 27, 2018
Instrument	1912
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	130 WELCOME HOME DR OLD FORT NC 287627759, OLD FORT, NC 28762-7759

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$419.00 (+3.2%)	$61,850 (-) Land $25,000 Building $36,850
2023	$406.00	$61,850 Land $25,000 Building $36,850	$61,850 Land $25,000 Building $36,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Isaac Dr

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