53 Horseshoe Cir, Warwick, MD 21912 Property Records

Cecil County property record for 53 Horseshoe Cir, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,023 sqft · built 2002
Lot Size	4.58 acres (199,505 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Oct 2023)
Tax Bill	$10,175 (2026)
Deeds & Mortgages	Oct 2023 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-038048`

Property Details

APN / Parcel Number

Primary APN	`02-038048`
Alternative APNs	`2038048` `038048`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,023 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	199,505 sqft (4.58 acres)

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	456 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038048
Street Address	53 HORSESHOE CIR
City	WARWICK
State	MD
Zip	21912-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 - 4.588 ACRES 53 HORSESHOE CIRCLE BRIDLE RUN
Legal Subdivision	HORSESHOE CIRCLE BRIDLE RUN
Legal Lot Number	6
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3042
Census Tract	30200

Owner

53 Horseshoe Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 HORSESHOE CIR, WARWICK, MD 21912-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Special Warranty Deed, Transfer PROPERTY TITLE GROUP LLC, PROPERTY T&E LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Sep 29, 1999 · Amount on File
Deed Book / Page	5388 / 86
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	Oct 19, 2023
Property Address	53 HORSESHOE CIR, WARWICK, MD 21912-1028
Document Number	0053880086
Book / Page	5388 / 86
Map Reference	CAB 335 FO 569-572
Instrument Date	Oct 10, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	PROPERTY TITLE GROUP LLC, PROPERTY T&E LLC

Transaction

Amount	Amount on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 HORSESHOE CIR, WARWICK, MD 21912-1028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	53 HORSESHOE CIR, WARWICK, MD 21912-1028
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046460410
Date	Jul 27, 2020
Book Page	4646/410

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 53 Horseshoe Cir was $10,175, up 9.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,175.00 (+9.76%)	$932,800	$1,024,000 Land $167,500 Building $856,500
2025	$9,270.00
2023	$6,220.00 Homeowner's exemption	$715,300	$750,400 Land $167,500 Building $582,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Horseshoe Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Horseshoe Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Talkie Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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