Erie County and Lancaster Town property record for 53 Hemlock Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,772 sqft · built 1991 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $519,900 (Jul 2024) |
| Tax Bill | $9,402 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-60 |
| Primary APN | 145289 126.11-2-60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| 2nd Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 134 ft deep x 85.3 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 53 HEMLOCK LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 60 |
| Legal Subdivision | PINETREE FARM SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 BONITA DR, DEPEW, NY 14043-1507 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 9, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Jan 30, 1998 · Amount on Record |
| Deed Document Number | 2024121812 |
| Deed Book / Page | 11433 / 8240 |
| Prior Transfer Date | Aug 2, 2013 |
| Prior Transfer Doc | 0112522120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Document Number | 0141692278 |
|---|---|
| Date | Aug 4, 2025 |
| Book Page | 14169/2278 |
| Instrument | 2025139130 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Sep 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Document Number | 0141250332 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 14125/332 |
| Instrument | 2024072462 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 25, 2024 |
| Property Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Document Number | 0114338240 |
| Book / Page | 11433 / 8240 |
| Instrument Date | Jul 3, 2024 |
| Instrument | 2024121812 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Name | Verified Name |
|---|---|
| Address | 75 BONITA DR, DEPEW, NY 14043-1507 |
| Document Number | 0141324513 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 14132/4513 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 53 HEMLOCK LN, LANCASTER, NY 14086-3412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0139100488 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 13910/0488 |
| Instrument | 2019193808 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,402.00 (+115.44%) | ||
| 2025 | $4,364.00 (-51.77%) | $332,000 (-) Land $70,000 Building $262,000 | $518,750 (+12.5%) Land $109,375 Building $409,375 |
| 2024 | $9,048.00 Homeowner's exemption | $332,000 (-) Land $70,000 Building $262,000 | $461,100 (+4.16%) Land $97,220 Building $363,880 |
| 2023 | Homeowner's exemption | $332,000 Land $70,000 Building $262,000 | $442,700 Land $93,340 Building $349,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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