53 Hemlock Dr, Otisfield (Oxford), ME 04270 Property Records

Oxford County and Otisfield Town property record for 53 Hemlock Dr, Otisfield, ME 04270 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	520 sqft · built 2009
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,281 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:R04 L:014-003`

Property Details

APN / Parcel Number

Primary APN	`M:R04 L:014-003`
Alternative APNs	`OTID M:R04 L:014 S:003` `4131`

Interior

Stories	2 Stories
Building Area	520 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Account Number	4131
Street Address	53 HEMLOCK DR
City	OTISFIELD
State	ME
Zip	04270-6864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14
Jurisdiction	OTISFIELD ME
Township / Civil Division	OTISFIELD
Census Block Group	1
Census Block	1006
Census Tract	966401

Owner

Source: Oxford County and Otisfield Town records · APN M:R04 L:014-003

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	53 HEMLOCK DR, OTISFIELD, ME 04270-6864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2026	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 06, 2020	Deed of Trust, Mortgage HARBORONE MTG LLC
May 31, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	53 HEMLOCK DR, OTISFIELD, ME 04270-6864
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026125
Date	Jan 06, 2026
Book Page	5917/638
Instrument	26-125

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	53 HEMLOCK DR, OTISFIELD, ME 04270-6864
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012569
Date	Oct 13, 2023
Book Page	5780/936
Instrument	12569

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	53 HEMLOCK DR, OTISFIELD, ME 04270-6864
Document Number	0055160041
Instrument Date	Apr 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 HEMLOCK DR OTISFIELD ME 042706864, OTISFIELD, ME 04270-6864

Mortgage

Document Number	0055160041
Date	Apr 13, 2020
Book Page	005516/000041
Instrument	4265

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	53 HEMLOCK DR, OTISFIELD, ME 04270-6864
Document Number	0053520533
Book / Page	005352 / 000533
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	ISGN RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 HEMLOCK DR OTISFIELD ME 042706864, OTISFIELD, ME 04270-6864

Mortgage

Document Number	0053520533
Date	Jun 27, 2017
Book Page	005352/000533
Instrument	6142

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oxford County and Otisfield Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Otisfield Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,281.00 (+20.67%)	$372,453 (-) Land $141,800 Building $230,653
2023	$6,034.00 (+10.59%)	$372,453 (-) Land $141,800 Building $230,653
2022	$5,456.00	$372,453 Land $141,800 Building $230,653

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oxford County (23017C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230179664011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Maine
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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