Franklin County property record for 53 Harry Morrison Island Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2004 |
| Lot Size | 0.476 acres (20,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,300 (Jun 2004) |
| Tax Bill | $4,735 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-1014-0000-0340 |
| Primary APN | 06-07S-01W-1014-0000-0340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 2,710 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,778 sqft (0.476 acres) |
| Lot Dimensions | 160 ft deep x 130 ft wide |
| Porch | Open Porch |
| Porch Area | 1,210 sqft |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 53 HARRY MORRISON ISLAND DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-6107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 3 REVISED LOT 34 LYING N & S OF HARRY MORRISONS IS RD ALLIGATOR HARBOUR OR 219/247 OR 339/222 OR 598/221 697/229 769/442 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | ALLIGATOR HARBOUR |
| Legal Lot Number | 34 |
| Legal Unit | 3 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970102 |
53 Harry Morrison Island Dr is owned by two individuals who bought it in June 2004.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | DECATUR, GA 30031 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2004 · Amount on File |
| Deed Sale | Jun 18, 2004 · Amount on File |
| Prior Sale | Dec 31, 2003 · Amount on File |
| Deed Document Number | 0000796125 |
| Deed Book / Page | 796 / 125 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 53 Harry Morrison Island Dr was $4,735, up 3% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,735.00 (+2.98%) | $476,903 (-1.09%) Land $64,900 Building $412,003 | $476,903 (-1.09%) Land $64,900 Building $412,003 |
| 2024 | $4,598.00 (+14.15%) | $482,176 (+34.37%) Land $64,900 Building $417,276 | $482,176 (+34.37%) Land $64,900 Building $417,276 |
| 2023 | $4,028.00 (+5.31%) | $358,850 (+6.01%) Land $44,100 Building $314,750 | $358,850 (+6.01%) Land $44,100 Building $314,750 |
| 2022 | $3,825.00 | $338,520 Land $44,100 Building $294,420 | $338,520 Land $44,100 Building $294,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Harry Morrison Island Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Harry Morrison Island Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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