Putnam County and Carmel Town property record for 53 Harkin Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,728 sqft · built 1964 |
| Lot Size | 0.532 acres (23,180 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,556 (Jan 2016) |
| Tax Bill | $12,346 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.14-1-59 |
| Primary APN | 372000 54.14-1-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Composition |
| Lot Area | 23,180 sqft (0.532 acres) |
| Lot Dimensions | 95 ft deep x 244 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 269050 |
|---|---|
| Street Address | 53 HARKIN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 59.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11400 |
53 Harkin Rd is owned and occupied by an individual who bought it in January 2016.
Source: Putnam County and Carmel Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 HARKIN RD, CARMEL, NY 10512-4059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on File |
| Deed Sale | Jan 13, 2016 · Amount on File |
| Prior Sale | Jun 9, 2015 · Amount on File |
| Deed Document Number | 20161500102 |
| Deed Book / Page | 2000 / 438 |
| Prior Transfer Date | Feb 17, 2015 |
| Prior Transfer Doc | 0019810345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 53 HARKIN RD, CARMEL, NY 10512-4059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | TITLE AMERICA ABSTRACT CORPORATION, TITLE AMERICA ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 53 HARKIN RD, CARMEL, NY 10512-4059 |
| Document Number | 0075190283 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 7519/283 |
| Instrument | 13604-2021 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 53 HARKIN RD, CARMEL, NY 10512-4059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | TITLE AMERICA ABSTRACT CORPORATION, TITLE AMERICA ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 53 HARKIN RD, CARMEL, NY 10512-4059 |
| Document Number | 0075190306 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 7519/306 |
| Instrument | 13605-2021 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $481,100 (+7.01%) Land $93,500 Building $387,600 | $481,100 (+7.01%) Land $93,500 Building $387,600 | |
| 2024 | $12,346.00 | $449,600 (+5%) Land $93,500 Building $356,100 | $449,600 (+5%) Land $93,500 Building $356,100 |
| 2023 | $428,200 (+10.99%) Land $85,000 Building $343,200 | $428,200 (+10.99%) Land $85,000 Building $343,200 | |
| 2022 | $385,800 Land $85,000 Building $300,800 | $385,800 Land $85,000 Building $300,800 | |
| 2020 | $3,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Harkin Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Harkin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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