53 Harbor Pointe Ct, Crystal City, MO 63019 Property Records

Jefferson County property record for 53 Harbor Pointe Ct, Crystal City, MO 63019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,198 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$110,600 (Sep 2001)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-9.0-31.0-4-001-003.15`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-31.0-4-001-003.15`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	53 HARBOR POINTE CT
City	CRYSTAL CITY
State	MO
Zip	63019-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	RIVERVIEW BEND ESTS 3 PHS 3 LOT 15
Legal Range	6E
Legal Township	41N
Legal Section	31
Legal Subdivision	RIVERVIEW BEND ESTS 3 PHS 3
Legal Block	2
Legal Lot Number	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2034
Census Tract	700700

Owner

53 Harbor Pointe Ct is owned and occupied by two individuals who acquired it in March 2014.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2001 · Amount on File
Deed Sale	Sep 11, 2001 · Amount on File
Prior Sale	Aug 17, 2000 · Amount on File
Deed Book / Page	1118 / 81
Last Transfer Date	Mar 6, 2014
Transfer Doc	0000008034
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	53 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1002
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1002

Mortgage

Document Number	0000051405
Date	Nov 29, 2021
Instrument	2021R-051405

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 53 Harbor Pointe Ct was $1,667.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Crystal City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,600 (-) Land $4,400 Building $25,200	$155,400 Land $23,000 Building $132,400
2025	$1,667.00	$29,600 Land $4,400 Building $25,200
2024			$155,400 (+8.14%) Land $23,000 Building $132,400
2023	$1,576.00	$27,300 Land $4,400 Building $22,900	$143,700 Land $23,000 Building $120,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 53 Harbor Pointe Ct in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	41 (1979–2019)
Claims Outside the SFHA	2 of 41
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Harbor Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20