53 Ferry Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 53 Ferry Rd, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,209 sqft · built 1910
Lot Size	0.431 acres (18,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Jan 2025)
Tax Bill	$15,827 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:001 B:035`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:001 B:035`
Alternative APNs	`17037` `82105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,209 sqft Living Area
Gross Area	6,685 sqft
1st Floor Area	1,163 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	1,123 sqft
Unfinished Basement	1,123 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,776 sqft (0.431 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	82105
Street Address	53 FERRY RD
City	SAUNDERSTOWN
State	RI
Zip	02874-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	35
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	1
Census Block	1033
Census Tract	50402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saunderstown Historic District listed 1985 · 69 contributing resources · NRIS 85001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 FERRY RD, SAUNDERSTOWN, RI 02874-3900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK
Apr 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Book / Page	3675 / 131
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Jan 30, 2025
Property Address	53 FERRY RD, SAUNDERSTOWN, RI 02874-3900
Document Number	003675-131
Book / Page	3675 / 131
Instrument Date	Jan 30, 2025
Instrument	290
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000000291
Date	Jan 30, 2025
Instrument	291

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Apr 10, 2019
Property Address	53 FERRY RD, SAUNDERSTOWN, RI 02874-3900
Document Number	3182-235
Book / Page	3182 / 235
Instrument Date	Apr 4, 2019
Instrument	1208
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210
Date	Apr 10, 2019
Instrument	1210

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,827.00 (+6.99%)	$1,433,600 (+38.97%) Land $621,900 Building $811,700	$1,610,137
2023	$14,793.00	$1,031,600 Land $450,600 Building $581,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1978–2024)
Claims Outside the SFHA	7 of 25
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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