Seneca County and Fayette Town property record for 53 Fayette St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,922 sqft · built 1880 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2026) |
| Tax Bill | $4,376 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| APN | 452201 15-1-70 |
| Primary APN | 452201 15-1-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| 2nd Floor Area | 552 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,122 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 53 FAYETTE ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 70.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53 FAYETTE ST, WATERLOO, NY 13165-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage METRO CITY BANK |
| Jul 23, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage METRO CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 202675430 |
| Deed Book / Page | 1147 / 234 |
| Prior Transfer Date | Jul 30, 2026 |
| Prior Transfer Doc | 0000075430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 7, 2026 |
| Property Address | 53 FAYETTE ST, WATERLOO, NY 13165-1811 |
| Document Number | 0000075430 |
| Book / Page | 1147 / 234 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202675430 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 FAYETTE ST, WATERLOO, NY 13165-1811 |
| Investor | Possibly a Property Investor |
| Date | Aug 7, 2026 |
|---|
| Name | METRO CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2029 |
| Index | 1-Year CMT |
| Margin | 6 |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jul 23, 2021 |
| Property Address | 53 FAYETTE ST, WATERLOO, NY 13165-1811 |
| Document Number | 1036/325 |
| Book / Page | 1036 / 325 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 54443 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E MAIN ST, WATERLOO, NY 13165-1430 |
| Document Number | 54444 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 54444 |
| Name | METRO CITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,376.00 (+9.4%) | ||
| 2025 | $4,000.00 (+49.87%) | $81,100 (-) Land $14,700 Building $66,400 | $142,300 (+26.33%) Land $25,793 Building $116,507 |
| 2023 | $81,100 (-) Land $14,700 Building $66,400 | $112,639 (+25%) Land $20,417 Building $92,222 | |
| 2022 | $81,100 Land $14,700 Building $66,400 | $90,111 Land $16,333 Building $73,778 | |
| 2019 | $2,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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