53 Estella Ave, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 53 Estella Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	3,213 sqft · built 1956
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jan 2018)
Tax Bill	$16,511 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00502-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`15-00502-0000-00014`
Alternative APN	`1500028000000005`

Interior

Stories	2 Stories
Building Area	3,213 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	126 ft deep x 120 ft wide

Location & Zoning

Old Parcel Number	1500028000000005
Street Address	53 ESTELLA AVE
City	CALDWELL
State	NJ
Zip	07006-4165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	120X126 IRR
Legal Subdivision	CALDWELL HEIGHTS
Legal Block	502
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	3
Census Block	3012
Census Tract	21602

Owner

53 Estella Ave is owned and occupied by two individuals who bought it in January 2018.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 ESTELLA AVE, CALDWELL, NJ 07006-4165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 12, 2018	Grant Deed, Transfer · Conventional with PMI INVESTORS HM MTG
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on File
Deed Sale	Jan 12, 2018 · Amount on File
Deed Document Number	20183241
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	53 ESTELLA AVE, CALDWELL, NJ 07006-4165
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ESTELLA AVE, CALDWELL, NJ 07006-4165

Mortgage

Document Number	0000058157
Date	Sep 27, 2023
Instrument	2023058157

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 12, 2018
Property Address	53 ESTELLA AVE, CALDWELL, NJ 07006-4165
Document Number	0000003241
Instrument Date	Dec 27, 2017
Instrument	3241
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 7TH ST HOBOKEN NJ 070302057, HOBOKEN, NJ 07030-2057

Mortgage

Document Number	3242
Date	Jan 12, 2018
Instrument	3242

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	53 ESTELLA AVE, CALDWELL, NJ 07006-4165
Document Number	0000065003
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 ESTELLA AVE NORTH CALDWELL NJ 070064165, NORTH CALDWELL, NJ 07006-4165

Mortgage

Document Number	0000065003
Date	Jul 26, 2017
Instrument	65003

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 53 Estella Ave was $16,511, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,400 (-) Land $335,000 Building $380,400	$715,400 (-) Land $335,000 Building $380,400
2025	$16,511.00 (+2.22%)	$715,400 Land $335,000 Building $380,400	$715,400 Land $335,000 Building $380,400
2024	$16,153.00
2023		$715,400 Land $335,000 Building $380,400	$715,400 Land $335,000 Building $380,400
2022	$15,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Estella Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1989–2021)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Estella Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon, Xfinity.

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