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53 Emerald St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 53 Emerald St, Gardner, MA 01440 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,060 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$327,000 (2025)
Tax Bill$4,847.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:M22 B:25 L:6
Alternative APN
  • M:O-20 B:0023 L:0016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,060 sqft Living Area
Gross Area2,006 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,890 sqft (0.25 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address53 EMERALD ST
CityGARDNER
StateMA
Zip01440-2920
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block25
Legal Lot Number6
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup3
Census Block3011
Census Tract707300

Owner

Source: Worcester County and Gardner City records · APN GARD M:M22 B:25 L:6

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address53 EMERALD ST, GARDNER, MA 01440-2920
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2025Quit Claim Arm's Length for NE States, Transfer · Stand Alone Refinance
UNITED WHOLESALE MORTGAGE
Dec 22, 2023Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
MORTGAGE EQUITY PARTNERS LLC
Sep 26, 2018Deed of Trust, Mortgage
PROBUILDER FNCL LLC
Mar 02, 2022Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jul 08, 2025
  • Deed Sale Price on Jul 08, 2025
  • Prior Sale Amount on Dec 22, 2023
Deed Book / Page72227 / 211
Transfer Doc051846-168
Record RefreshedSep 20, 2026

July 2025: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateJul 08, 2025
Property Address53 EMERALD ST, GARDNER, MA 01440-2920
Document Number072227-211
Book / Page72227 / 211
Instrument DateJul 08, 2025
Instrument55830
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 EMERALD ST, GARDNER, MA 01440-2920

Mortgage

Document Number0000055831
DateJul 08, 2025
Instrument55831
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

December 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateDec 22, 2023
Property Address53 EMERALD ST, GARDNER, MA 01440-2920
Document Number00070030-3
Book / Page70030 / 3
Instrument DateDec 22, 2023
Instrument107399
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 EMERALD ST, GARDNER, MA 01440-2920

Mortgage

Document Number0000107400
DateDec 22, 2023
Instrument107400
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address53 EMERALD ST, GARDNER, MA 01440-2920
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number059460-369
DateSep 26, 2018
Book Page59460/369
Instrument102005
Lender
NamePROBUILDER FNCL LLC
Agreement
AmountAmount Recorded

March 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateMar 02, 2022
Property Address53 EMERALD ST, GARDNER, MA 01440-2920
Document Number0067203-38
Book / Page67203 / 38
Instrument DateMar 01, 2022
Instrument24159
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address53 EMERALD ST, GARDNER, MA 01440-2920

Mortgage

Document Number0000024160
DateMar 02, 2022
Instrument24160
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,847.00 (+3.63%)$337,500 (+8.17%) Land $69,000 Building $268,500$304,950
2024$4,677.00 (+4.05%)$312,000 (+11.95%) Land $62,800 Building $249,200
2023$4,495.00$278,700 Land $61,900 Building $216,800

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