53 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 53 Elm St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,240 sqft · built 1974
Lot Size0.174 acres (7,571 sqft)
OwnerTrust Name on File
Last Sale$1,045,000 (Jun 2019)
Tax Bill$12,024 (2026)
Deeds & MortgagesDec 2023 Refinance
Jul 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APNMARB M:0150 B:061A L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0150 B:061A L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area3,480 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,571 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address53 ELM ST
CityMARBLEHEAD
StateMA
Zip01945-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIST
Legal Block61A
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1011
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

53 Elm St is owner-occupied and held in a trust since May 2022.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address53 ELM ST, MARBLEHEAD, MA 01945-3658
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MARBLEHEAD SAVINGS BANK
Jul 22, 2022Quit Claim Deed, Transfer
Quitclaim
Jan 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN BANK
Jan 15, 2021Deed of Trust, Mortgage · Line of Credit
MARBLEHEAD SAVINGS BANK
Jun 28, 2019Quit Claim Deed, Transfer
BOSTON PRIVATE BK
Apr 25, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 25, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleApr 25, 2018
Last Transfer DateMay 23, 2022
Transfer Doc0041083-45
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041909-243
DateDec 15, 2023
Book Page41909/243
Instrument20231215001980
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJan 1, 2044

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 22, 2022
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Document Number0041083-45
Book / Page41083 / 45
Instrument DateMay 23, 2022
Instrument20220722002350
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 ELM ST, MARBLEHEAD, MA 01945-3658

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39378-418
DateJan 5, 2021
Book Page39378/418
Instrument20200105004760
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39420-166
DateJan 15, 2021
Book Page39420/166
Instrument20210115007610
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2041
Interest
Rate TypeAdjustable Rate

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 28, 2019
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Book / Page037627 / 000230
Instrument DateJun 28, 2019
Instrument1906283750
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,765.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 ELM ST MARBLEHEAD MA 019453658, MARBLEHEAD, MA 01945-3658

Mortgage

Document Number37627-230
DateJun 28, 2019
Book Page037627/000230
Instrument603184
Lender
NameBOSTON PRIVATE BK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJun 27, 2049

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateApr 25, 2018
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Document Number36669-109
Book / Page036669 / 000109
Instrument DateApr 20, 2018
Instrument1804251920
Transaction TypeTransfer
Record UpdatedMay 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address53 ELM ST MARBLEHEAD MA 019453442, MARBLEHEAD, MA 01945-3442

April 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateApr 25, 2018
Property Address53 ELM ST, MARBLEHEAD, MA 01945-3658
Book / Page036669 / 000111
Instrument DateApr 20, 2018
Instrument592112
Transaction TypeMortgage
Record UpdatedMay 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address53 ELM ST MARBLEHEAD MA 019453442, MARBLEHEAD, MA 01945-3442

Mortgage

Document Number36669-111
DateApr 25, 2018
Book Page036669/000111
Instrument1804251930
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 24, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 53 Elm St was $12,024, down 1.9% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,024.00 (-1.92%)$1,404,700 (+3.7%) Land $805,900 Building $589,700$1,564,648 (+11.74%)
2025$12,259.00 (+2.35%)$1,354,600 (+1.34%) Land $805,900 Building $548,700$1,400,300
2024$11,977.00 (+6.84%)$1,336,700 (+19.24%) Land $805,900 Building $530,800
2023$11,210.00$1,121,000 Land $694,400 Building $426,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Elm St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 53 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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