53 E Main St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 53 E Main St, Stony Point, NY 10980

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,754 sqft · built 1880
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Owner Names on File
Last Sale	$249,900 (Jan 1997)
Deeds & Mortgages	Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`392800 15.19-4-45`

Property Details

APN / Parcel Number

Primary APN	`392800 15.19-4-45`
Alternative APNs	`280001501900040450000000` `0004009`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	1,134 sqft
2nd Floor Area	870 sqft
Upper Floors Area	750 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	18,731 sqft (0.43 acres)
Porch	Covered Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004009
Old Parcel Number	280001501900040450000000
Street Address	53 E MAIN ST
City	STONY POINT
State	NY
Zip	10980-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	23/10
Legal Block	4
Legal Lot Number	45.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	STONY POINT
Census Block Group	3
Census Block	3007
Census Tract	10200

Owner

Source: Rockland County and Stony Point Town assessment roll, APN 392800 15.19-4-45, as of May 31, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	53 E MAIN ST, STONY POINT, NY 10980-1641

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 1997 · Amount on Record
Deed Sale	Jan 31, 1997 · Amount on Record
Deed Document Number	1997-00004271
Deed Book / Page	28
Record Updated	Jun 07, 2026

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	53 E MAIN ST, STONY POINT, NY 10980-1641
Document Number	0000016275
Instrument Date	Oct 01, 2016
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 E MAIN ST STONY POINT NY 109801641, STONY POINT, NY 10980-1641

Mortgage

Document Number	0000016275
Date	May 19, 2017
Instrument	16275

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	STONY POINT, NY 10980-1641

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	May 18, 2056

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll as of May 31, 2023 · Last verified February 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Stony Point Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2023	$47,400 Land $10,000 Building $37,400	$484,663 Land $102,250 Building $382,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), as of August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870102003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	48 (1984–2023)
Claims Outside the SFHA	4 of 48
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 31 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 262 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4303673, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.