53 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 53 E 4th St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,990 sqft · built 1967
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Apr 2026)
Tax Bill$3,187 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.48-01-30

Property Details

APN / Parcel Number

Primary APN351200 128.48-01-30
Alternative APNs
  • 120012804800010300000000
  • 0900 M

Interior

Stories2 Stories
Building Area3,990 sqft Gross Area
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1990
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions145 ft deep x 66 ft wide
Garage TypeDetached
Garage Area1,364 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area259 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0900 M
Street Address53 E 4TH ST
CityOSWEGO
StateNY
Zip13126-2153
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTN2
Legal DescriptionB 85, L 146 044-011-000
Legal SubdivisionEAST OSWEGO
Legal Block1
Legal Lot Number30.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3004
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.48-01-30

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 102, MINETTO, NY 13115-0102
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
FULTON SAVINGS BANK
Jun 17, 2025Deed, Transfer · Seller Carry-Back
SHANE COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleJun 17, 2025 · Amount on Record
Deed Document Number2026R-2026-003608
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 30, 2026
Property Address53 E 4TH ST, OSWEGO, NY 13126-2153
Document Number0000003608
Instrument DateApr 28, 2026
Instrument20263608
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateApr 30, 2026
Lender
NameFULTON SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionOSWEGO NY
Recording DateJun 17, 2025
Property Address53 E 4TH ST, OSWEGO, NY 13126-2153
Document Number0000004757
Instrument DateJun 17, 2025
InstrumentR-2025-004757
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyGATEWAY ABSTRACT, GATEWAY ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address223 W 5TH ST, OSWEGO, NY 13126-3607

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 MILLARD BASSETT RD, FULTON, NY 13069-4318

Mortgage

Document Number0000004758
DateJun 17, 2025
InstrumentR-2025-004758
Lender
NameSHANE COOPER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,187.00 (-43.42%)$170,000 (-) Land $62,000 Building $108,000$170,000 (-) Land $62,000 Building $108,000
2024$5,633.00$170,000 (+61.9%) Land $62,000 Building $108,000$170,000 (+34.38%) Land $62,000 Building $108,000
2023$105,000 Land $31,000 Building $74,000$126,506 Land $37,349 Building $89,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSWEGO CITY
serves 29,400 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number