Penobscot County and Stetson Town property record for 53 Cross Rd, Stetson, ME 04488
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STET M:012 L:011-H |
| Primary APN | STET M:012 L:011-H |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 283,140 sqft (6.5 acres) |
| Account Number | 643 |
|---|---|
| Street Address | 53 CROSS RD |
| City | STETSON |
| State | ME |
| Zip | 04488-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 11-H |
| Jurisdiction | STETSON ME |
| Township / Civil Division | STETSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13500 |
Source: Penobscot County and Stetson Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 CROSS RD, STETSON, ME 04488-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENFIELD TWP ME |
| Property Address | 53 CROSS RD, STETSON, ME 04488-3100 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168000124 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 16800/124 |
| Instrument | 7580 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 1, 2032 |
| Index | Other |
| Margin | 3 |
Source: Penobscot County and Stetson Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Stetson Town |
| Unified School District | School Administrative District 64 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (-15.31%) | $94,900 (+0.53%) Land $35,800 Building $59,100 | |
| 2020 | $1,888.00 | $94,400 Land $35,800 Building $58,600 | $243,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
4G LTE (outdoors only), no 5G reported
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