53 Cook Rd Ext, Lugoff, SC 29078 Property Records

Kershaw County property record for 53 Cook Rd Ext, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,037 sqft · built 2006
Lot Size	4.62 acres (201,247 sqft)
Owner	Individual Name on File
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Jul 2018 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-00-00-044`

Property Details

APN / Parcel Number

Primary APN	`295-00-00-044`
Alternative APNs	`0295 00 00 0440` `46731`

Interior

Stories	1 Story
Building Area	4,037 sqft Gross Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Lot Area	201,247 sqft (4.62 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	600 sqft
Deck Area	72 sqft

Location & Zoning

Account Number	46731
Street Address	53 COOK RD EXT
City	LUGOFF
State	SC
Zip	29078-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	2540-189 1761-141
Legal Subdivision	PLAT PREPARED FOR R JUSTIN CONDER
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	970907

Owner

53 Cook Rd Ext is owned and occupied by an individual who acquired it in December 2021.

Source: Kershaw County records, as of November 7, 2025

Owner of Record	Individual Name on File
Mailing Address	53 COOK RD EXT, LUGOFF, SC 29078-9565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Grant Deed, Transfer
Oct 3, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021
Deed Sale	Dec 15, 2021
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	202113833
Deed Book / Page	4636 / 153
Transfer Doc	0000013833
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 23, 2018
Property Address	53 COOK RD EXT, LUGOFF, SC 29078-9565
Document Number	0000005665
Book / Page	003892 / 000023
Instrument Date	Jul 18, 2018
Instrument	5665
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Tax	$27.75
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 COOK RD EXT LUGOFF SC 290789565, LUGOFF, SC 29078-9565

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 3, 2017
Property Address	53 COOK RD EXT, LUGOFF, SC 29078-9565
Document Number	0000007987
Book / Page	003760 / 000086
Instrument Date	Sep 26, 2017
Instrument	7987
Transaction Type	Transfer
Record Updated	Oct 23, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 COOK RD EXT LUGOFF SC 290789565, LUGOFF, SC 29078-9565

Mortgage

Document Number	7988
Date	Oct 3, 2017
Book Page	003760/000089
Instrument	7988

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 53 Cook Rd Ext was $2,268.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00	$335,300 Land $61,800 Building $273,500	$335,300
2023	$2,290.00	$336,800 Land $61,800 Building $275,000	$336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Cook Rd Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Cook Rd Ext is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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