Worcester County and Spencer Town property record for 53 Chestnut St, Spencer, MA 01562
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,912 sqft · built 1860 |
| Lot Size | 0.061 acres (2,660 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Jun 2025) |
| Tax Bill | $1,483 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U07 B:00235 L:00000 |
| Primary APN | SPEN M:00U07 B:00235 L:00000 |
|---|
| Units | 20 Units |
|---|---|
| Stories | 4 Stories |
| Building Area | 6,912 sqft Total Area |
| Gross Area | 9,041 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 1,728 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 2,660 sqft (0.061 acres) |
| Heating Fuel | Wood |
|---|
| Street Address | 53 CHESTNUT ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2577 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Block | 235 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 POND ST, 200, NORWELL, MA 02061-1627 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Commercial Mortgage MECHANICS COOPERATIVE BANK |
| Jun 26, 2025 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2012 · Amount on Record |
| Deed Book / Page | 72176 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 53 CHESTNUT ST, SPENCER, MA 01562-2577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073134-261 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 73134/261 |
| Instrument | 7000 |
| Name | MECHANICS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 26, 2025 |
| Property Address | 53 CHESTNUT ST, SPENCER, MA 01562-2577 |
| Document Number | 072176-228 |
| Book / Page | 72176 / 228 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 52173 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 POND ST STE 200, 200, NORWELL, MA 02061-1627 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,483.00 (-28.67%) | $135,030 (-23.75%) Land $27,230 Building $107,800 | $359,173 (-63.05%) |
| 2025 | $2,079.00 (+9.13%) | $177,100 (+6.37%) Land $33,800 Building $143,300 | $971,945 |
| 2024 | $1,905.00 (+3.76%) | $166,500 (+9.4%) Land $33,800 Building $132,700 | |
| 2023 | $1,836.00 | $152,200 Land $33,800 Building $118,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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