53 Chatham Rd, Ardmore, PA 19003 Property Records

Montgomery County property record for 53 Chatham Rd, Ardmore, PA 19003

Property Summary

Property TypeDuplex
Details3 bd · 1 ba · 1,332 sqft · built 1926
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Oct 2016)
Tax Bill$5,896 (2026)
Deeds & MortgagesJul 2026 Construction Loan
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-00-10168-00-7

Property Details

APN / Parcel Number

Primary APN40-00-10168-00-7
Alternative APN
  • 40005C209

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,332 sqft Living Area
1st Floor Area602 sqft
Basement Area128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2017
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address53 CHATHAM RD
CityARDMORE
StatePA
Zip19003-3203
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal DescriptionL 69
Legal SubdivisionJOHN MCCLATOHY
Legal Block5C
Legal Lot Number69
JurisdictionMONTGOMERY PA
Township / Civil DivisionLOWER MERION
Census Block Group2
Census Block2001
Census Tract205501

Owner

53 Chatham Rd, a duplex, is owned and occupied by an individual who bought it in October 2016.

Source: Montgomery County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address53 CHATHAM RD, ARDMORE, PA 19003-3203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Construction Mortgage
MID PENN BANK
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST COLONIAL COMMUNITY BANK
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2016 · Amount on File
Deed SaleOct 27, 2016 · Amount on File
Prior SaleApr 27, 2006 · Amount on File
Deed Document Number201683590
Deed Book / Page6020 / 2530
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Recording DateJul 10, 2026
Property Address53 CHATHAM RD, ARDMORE, PA 19003-3203
Document Number0000039010
Book / Page16266 / 2950
Instrument DateJun 17, 2026
Instrument202639010
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 CHATHAM RD, ARDMORE, PA 19003-3203

Mortgage

Document Number0000039010,
DateJul 10, 2026
Book Page16266/2950
Instrument202639010
Lender
NameMID PENN BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address53 CHATHAM RD, ARDMORE, PA 19003-3203
Transaction TypeMortgage
Record UpdatedMar 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01542900384
DateOct 25, 2021
Book Page15429/00384
Instrument2021126049
Lender
NameFIRST COLONIAL COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 3, 2046
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address53 CHATHAM RD, ARDMORE, PA 19003-3203
Document Number0150340571
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 CHATHAM RD ARDMORE PA 190033203, ARDMORE, PA 19003-3203

Mortgage

Document Number0150340571
DateOct 14, 2020
Book Page015034/000571
Instrument85048
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 13, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 53 Chatham Rd was $5,896.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionLower Merion Township
Unified School DistrictLower Merion School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,896.00$129,070$129,070
2025$5,896.00
2024$129,070 (-) Land $42,470 Building $86,600
2023$5,390.00 (+4.34%)$129,070 Land $42,470 Building $86,600
2022$5,166.00
1998$129,070 Land $42,470 Building $86,600
1996$129,070 Land $42,470 Building $86,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53 Chatham Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies129 units insured
incl. 124 condo units
Nearby Flood Claims8 (1982–2017)
Claims Outside the SFHA7 of 8
Most Recent ClaimNov 2017 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Chatham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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