53 Chamberlain Loop, Lexington, VA 24450 Property Records

Lexington City property record for 53 Chamberlain Loop, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2022
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Oct 2023)
Tax Bill	$2,986 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39 1 1 5`

Property Details

APN / Parcel Number

Primary APN	`39 1 1 5`
Alternative APN	`2693`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,717 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Terrain	Rolling
Garage Area	400 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2693
Street Address	53 CHAMBERLAIN LOOP
City	LEXINGTON
State	VA
Zip	24450-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	.114 ACRES LOT 5 PH2 WB SBDV 53 CHAMBERLAIN LOOP INST #230002414
Legal Subdivision	CHAMBERLAIN LOOP
Legal Phase	2
Legal Lot Number	5
Jurisdiction	LEXINGTON CITY VA
Township / Civil Division	LEXINGTON
Census Block Group	2
Census Block	2015
Census Tract	930501

Owner

Source: Lexington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
May 23, 2022	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK NA
Oct 12, 2023	Deed, Transfer
Oct 12, 2023	Deed, Transfer
Oct 12, 2023	Deed, Transfer
May 17, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	May 17, 2023 · Amount on File
Deed Document Number	20232414
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON CITY VA
Recording Date	Apr 7, 2026
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Document Number	0000000868
Book / Page	21
Instrument Date	Mar 20, 2026
Instrument	2026868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STATEWIDE SETTLEMENT SERVICES, STATEWIDE SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279

Mortgage

Document Number	0000000868,
Date	Apr 7, 2026
Book Page	21/21
Instrument	2026868

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON CITY VA
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 44, LEXINGTON, VA 24450-0044
Investor	Possibly a Property Investor

Mortgage

Document Number	0220001701
Date	May 23, 2022
Instrument	220001701

Lender

Name	CORNERSTONE BANK NA
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Oct 12, 2023
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Document Number	0230002414
Map Reference	CAB 5 SL 56
Instrument Date	Sep 18, 2023
Instrument	230002414
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount on Record
Tax	$228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Oct 12, 2023
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Document Number	0230002414
Map Reference	CAB 5 SL 56
Instrument Date	Sep 18, 2023
Instrument	230002414
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount on Record
Tax	$228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	Oct 12, 2023
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Document Number	0230002414
Map Reference	CAB 5 SL 56
Instrument Date	Sep 18, 2023
Instrument	230002414
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount on Record
Tax	$228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279

May 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LEXINGTON CITY VA
Recording Date	May 17, 2023
Property Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279
Document Number	0230001078
Map Reference	MB 5 SL 56
Instrument Date	Mar 9, 2023
Instrument	230001078
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 CHAMBERLAIN LOOP, LEXINGTON, VA 24450-2279

Mortgage

Document Number	0230001079
Date	May 17, 2023
Instrument	230001079

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

Source: Lexington City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lexington City
Elementary School District	Lexington City Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,986.00 (-2%)	$443,100 (+25.81%) Land $60,000 Building $383,100	$443,100 (+25.8%) Land $60,000 Building $383,100
2025	$3,047.00	$352,200 (-0.01%) Land $60,000 Building $292,200
2023		$352,235 Land $60,000 Building $292,235	$352,235 (+0.01%) Land $60,000 Building $292,235
2022			$352,200 Land $60,000 Building $292,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N. LEXINGTON-FAIRFIELD-RAPHINE [RCPSA] serves 4,745 people · EPA ID VA2163650
Water Source	Purchased surface water from MAURY SERVICE AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: BARC Connects.

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