53 Central Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 53 Central Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,077 sqft · built 1959
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2019)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
APN	`381700 112.51-4-10`

Property Details

APN / Parcel Number

Primary APN	`381700 112.51-4-10`
Alternative APN	`0502360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,077 sqft Living Area
1st Floor Area	1,077 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	434 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0502360
Street Address	53 CENTRAL AVE
City	TROY
State	NY
Zip	12180-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 CENTRAL AVE, TROY, NY 12180-7210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Mar 28, 2002 · Amount on Record
Deed Document Number	2019550453
Deed Book / Page	8815 / 342
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	0068420000000321
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 30, 2019
Property Address	53 CENTRAL AVE, TROY, NY 12180-7210
Document Number	0000550453
Book / Page	008815 / 000342
Instrument Date	Apr 23, 2019
Instrument	550453
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 FORD AVE TROY NY 121805802, TROY, NY 12180-5802

Mortgage

Document Number	550454
Date	Apr 30, 2019
Book Page	008816/000001
Instrument	550454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (-22.07%)
2025	$6,773.00 (+3.11%)	$145,000 (-) Land $23,500 Building $121,500	$248,300 (+19.89%) Land $40,242 Building $208,058
2023		$145,000 (-) Land $23,500 Building $121,500	$207,100 (+8.55%) Land $33,564 Building $173,536
2022	$6,569.00	$145,000 Land $23,500 Building $121,500	$190,789 Land $30,921 Building $159,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20