53 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 53 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Duplex
Details	3 ba · 1,636 sqft · built 1850
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,300 (May 2019)
Tax Bill	$9,165 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:230-A`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:230-A`
Alternative APNs	`M:037 L:230=A` `3053`

Interior

Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,636 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	3053
Street Address	53 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	230-A
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3052
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 CEDAR ST, BELFAST, ME 04915-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK
May 6, 2019	Warranty Deed, Transfer BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Deed Document Number	20193470
Deed Book / Page	4370 / 70
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	53 CEDAR ST, BELFAST, ME 04915-6304
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004706/198
Date	Sep 13, 2021
Book Page	4706/198
Instrument	2021-10321

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	53 CEDAR ST, BELFAST, ME 04915-6304
Document Number	0045400221
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 CEDAR ST BELFAST ME 049156304, BELFAST, ME 04915-6304

Mortgage

Document Number	0045400221
Date	Sep 8, 2020
Book Page	004540/000221
Instrument	8326

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	May 6, 2019
Property Address	53 CEDAR ST, BELFAST, ME 04915-6304
Document Number	0043700070
Book / Page	004370 / 000070
Instrument Date	May 3, 2019
Instrument	3470
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62 ALDHAM RD PHOENIXVILLE PA 194602835, PHOENIXVILLE, PA 19460-2835

Mortgage

Document Number	43700072
Date	May 6, 2019
Book Page	004370/000072
Instrument	3471

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,165.00 (+6.5%)	$560,900 (+0.38%) Land $180,300 Building $380,600
2024	$8,606.00 (+26.19%)	$558,800 (+64.69%) Land $180,300 Building $378,500
2023	$6,820.00 (-2.21%)	$339,300 (+4.11%) Land $103,400 Building $235,900
2022	$6,974.00	$325,900 Land $103,400 Building $222,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures