53 Cedar Ridge Ct, Chico, CA 95973 Property Records

Butte County property record for 53 Cedar Ridge Ct, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,365 sqft · built 2004
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Tax Bill$604 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN056-120-109-000

Property Details

APN / Parcel Number

Primary APN056-120-109-000
Alternative APN
  • 056-120-109

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,365 sqft Living Area
1st Floor Area2,365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area218,236 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number056-120-109
Street Address53 CEDAR RIDGE CT
CityCHICO
StateCA
Zip95973-9008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR RIDGE CT
JurisdictionBUTTE CA
Township / Civil DivisionPARADISE
Census Block Group1
Census Block1005
Census Tract1602

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2568 BANNER PEAK DR, CHICO, CA 95928-7248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
MEMBERS FIRST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address53 CEDAR RIDGE CT, CHICO, CA 95973-9008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022281
DateJun 5, 2020
Instrument2020-0022281
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address53 CEDAR RIDGE CT, CHICO, CA 95973-9008
Document Number0000031418
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyTIMIOS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address53 CEDAR RIDGE CT CHICO CA 959739008, CHICO, CA 95973-9008

Mortgage

Document Number0000031418
DateJul 8, 2019
Instrument31418
Lender
NameMEMBERS FIRST CU
TypeCredit Union
AddressREDDING, CA 96003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 7, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,122 (+2%) Land $59,122
2025$604.00 (-86.45%) Homeowner's exemption$57,963 (-85.73%) Land $57,963
2024$330,840
2023$4,456.00 (+1.6%) Homeowner's exemption$406,197 Land $55,713 Building $350,484
2022$4,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 85% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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