53 Carter St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 53 Carter St, Rochester, NY 14621

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,777 sqft · built 1940
Lot Size	0.139 acres (6,076 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2026)
Tax Bill	$1,232 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`073655-00.0`

Property Details

APN / Parcel Number

Primary APN	`073655-00.0`
Alternative APNs	`140010626000030220000000` `261400 106.26-3-22`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,777 sqft Total Area
1st Floor Area	1,773 sqft
2nd Floor Area	584 sqft
Upper Floors Area	420 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	6,076 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073655-00.0
Street Address	53 CARTER ST
City	ROCHESTER
State	NY
Zip	14621-5100
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	12
Legal Description	0080.00 205 22 00000 39 40 41 SCARSELLA RE SUBN
Legal Subdivision	KETCHUM TRACT
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

53 Carter St, a triplex, is owned by an individual who bought it in July 2026.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	30 HELENA ST, ROCHESTER, NY 14605-2218
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK TRUST
Jun 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Document Number	20263446631
Deed Book / Page	13214 / 762
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 24, 2026
Property Address	53 CARTER ST, ROCHESTER, NY 14621-5100
Document Number	0003446631
Book / Page	13214 / 762
Instrument Date	Jun 28, 2026
Instrument	20263446631
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 HELENA ST, ROCHESTER, NY 14605-2218

Mortgage

Document Number	0000006632,
Date	Jul 24, 2026
Instrument	20266632

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 29, 2021
Property Address	53 CARTER ST, ROCHESTER, NY 14621-5100
Document Number	0000000172
Book / Page	12521 / 354
Instrument Date	Jun 22, 2021
Instrument	202106290172
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 NORTON ST, 645, ROCHESTER, NY 14621-3569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 PINBE AVENUE, NIAGARA FALLS, NY 14301-1721

Tax Assessment & Valuation

The 2026 property tax bill for 53 Carter St was $1,232, up 5.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,232.00 (+5.48%)
2025	$1,168.00	$121,200 Land $12,900 Building $108,300	$121,200 Land $12,900 Building $108,300
2023		$75,000 Land $4,300 Building $70,700	$90,361 Land $5,181 Building $85,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 53 Carter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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