53 Bancroft St, Taneytown, MD 21787 Property Records

Carroll County property record for 53 Bancroft St, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,194 sqft · built 1999
Lot Size	0.253 acres (11,008 sqft)
Owner	Individual Name on File
Last Sale	$43,973 (Jun 2022)
Tax Bill	$4,924 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-034898`

Property Details

APN / Parcel Number

Primary APN	`01-034898`
Alternative APNs	`1034898` `034898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,194 sqft Total Area
Basement Area	865 sqft
Finished Basement	865 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,008 sqft (0.253 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034898
Street Address	53 BANCROFT ST
City	TANEYTOWN
State	MD
Zip	21787-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 93 -11008 SF 53 BANCROFT ST 40-136/13 COPPERFIELD SC 5
Legal Subdivision	COPPERFIELD SEC 05
Legal Lot Number	93
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	2
Census Block	2030
Census Tract	501001

Owner

53 Bancroft St is owned and occupied by an individual who bought it in June 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2022	Gift Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 31, 2020	Special Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Book / Page	10829 / 280
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0108290280
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090730320
Date	Jul 24, 2018
Book Page	9073/0320

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 30, 2022
Property Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625
Document Number	0108290280
Book / Page	10829 / 280
Map Reference	MB 40 FO 134
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625

Mortgage

Document Number	0108290284
Date	Jun 30, 2022
Instrument	10829-0284

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 5, 2051

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 31, 2020
Property Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625
Document Number	0096160475
Book / Page	9616 / 475
Map Reference	MB 40 FO 134
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SETTLEMENT MANAGEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	53 BANCROFT ST, TANEYTOWN, MD 21787-2625

Mortgage

Document Number	0009616483
Date	Mar 31, 2020
Instrument	9616/483

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 53 Bancroft St was $4,924, up 6.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,924.00 (+6.17%)	$330,500 (+6.16%) Land $91,200 Building $239,300	$330,500 (-) Land $91,200 Building $239,300
2025	$4,638.00	$311,333	$330,500 Land $91,200 Building $239,300
2023	$4,095.00	$273,000 Land $91,200 Building $181,800	$273,000 Land $91,200 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Bancroft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Bancroft St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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