Jefferson County property record for 5298 Cottage Ln, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,357 sqft · built 1998 |
| Lot Size | 0.087 acres (3,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,500 (Sep 2021) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-29-1-000-068.000 |
| Primary APN | 39-00-29-1-000-068.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| 1st Floor Area | 1,357 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,780 sqft (0.087 acres) |
| Lot Dimensions | 109 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64210 |
|---|---|
| Street Address | 5298 COTTAGE LN |
| City | HOOVER |
| State | AL |
| Zip | 35226-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR1 |
| Legal Description | LOT 129 THE COTTAGES AT DEER VALLEY 32/37 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | COTTAGES AT DEER VALLEY |
| Legal Lot Number | 129 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 14415 |
5298 Cottage Ln is owned and occupied by an individual who bought it in September 2021.
Source: Jefferson County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5298 COTTAGE LN, HOOVER, AL 35226-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BANK |
| Jun 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | May 30, 2001 · Amount on File |
| Deed Document Number | 2021101235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 1, 2021 |
| Property Address | 5298 COTTAGE LN, HOOVER, AL 35226-5050 |
| Document Number | 0000101235 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021101235 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5298 COTTAGE LN, HOOVER, AL 35226-5050 |
| Document Number | 0000101236 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021101236 |
| Name | SOUTHPOINT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 5298 COTTAGE LN, HOOVER, AL 35226-5050 |
| Document Number | 0000098216 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5298 COTTAGE LN HOOVER AL 352265050, HOOVER, AL 35226-5050 |
| Document Number | 0000098216 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 98216 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2047 |
The 2025 property tax bill for 5298 Cottage Ln was $1,793 with a homeowner's exemption, up 3.3% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,793.00 (+3.28%) Homeowner's exemption | $25,440 | $254,400 Land $125,000 Building $129,400 |
| 2024 | $1,736.00 | ||
| 2023 | $23,700 (+8.97%) Land $12,505 Building $11,195 | $236,900 (+8.92%) Land $125,000 Building $111,900 | |
| 2022 | $1,526.00 Homeowner's exemption | $21,750 Land $9,100 Building $12,650 | $217,500 Land $91,000 Building $126,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5298 Cottage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5298 Cottage Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures