5297 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5297 Rowe Trl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,383 sqft · built 1987
Lot Size	0.618 acres (26,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Jan 2019)
Tax Bill	$4,140 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00I00-0150`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00I00-0150`
Alternative APN	`N29106580400I000150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,383 sqft Living Area
Gross Area	4,781 sqft
1st Floor Area	2,383 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,920 sqft (0.618 acres)
Lot Dimensions	205 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	380 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5297 ROWE TRL
City	PACE
State	FL
Zip	32571-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE SPRINGS PLANTATION LOT 15 BLK I AS DES IN OR 4355 PG 1469 LESS 2/3 INT MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	I
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10707

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5248 ROWE TRL, PACE, FL 32571-9542
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Jan 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP
Apr 17, 2018	Warranty Deed, Transfer PARTNERSHIP TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2019227
Deed Book / Page	3794 / 1598
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	0037941598
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5297 ROWE TRL, PACE, FL 32571-9546
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041521936
Date	Jul 23, 2021
Book Page	4152/1936
Instrument	202149620

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5297 ROWE TRL, PACE, FL 32571-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039252053
Date	Mar 5, 2020
Book Page	3925/2053
Instrument	202010948

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 3, 2019
Property Address	5297 ROWE TRL, PACE, FL 32571-9546
Document Number	0037941598
Book / Page	3794 / 1598
Map Reference	MB D PG 16-A
Instrument Date	Nov 29, 2018
Instrument	201900227
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$997.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1933 BONNEVIEW DR, 1933, BOUNTIFUL, UT 84010-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5297 ROWE TRL, MILTON, FL 32571-9546

Mortgage

Document Number	0201900229
Date	Jan 3, 2019
Instrument	201900229

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 17, 2018
Property Address	5297 ROWE TRL, PACE, FL 32571-9546
Document Number	0037190766
Book / Page	003719 / 000766
Instrument Date	Apr 12, 2018
Instrument	15051
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	PARTNERSHIP TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13186 S DAY MEADOW DR DRAPER UT 840208652, DRAPER, UT 84020-8652

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,360 (+4.41%) Land $50,000 Building $295,360	$345,360 (+4.41%) Land $50,000 Building $295,360
2024	$4,140.00 (+0.61%)	$330,776 (+5.24%) Land $49,000 Building $281,776	$330,776 (+5.24%) Land $49,000 Building $281,776
2023	$4,115.00 (+71.32%) Homeowner's exemption	$314,308 (+42%) Land $49,000 Building $265,308	$314,308 (+5.49%) Land $49,000 Building $265,308
2022	$2,402.00 Homeowner's exemption	$221,341	$297,941 Land $45,000 Building $252,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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