5296 Spencer Ct, Newark, CA 94560 Property Records

Alameda County property record for 5296 Spencer Ct, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1959
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Jun 2026)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`92A-1011-30`

Property Details

APN / Parcel Number

Primary APN	`92A-1011-30`
Alternative APN	`092A-1011-030-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,700 sqft (0.154 acres)

Location & Zoning

Street Address	5296 SPENCER CT
City	NEWARK
State	CA
Zip	94560-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00030 BLK: 0005 TR: 1769
Legal Subdivision	TR 1769
Legal Tract	1769
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1000
Census Tract	444500

Owner

5296 Spencer Ct is owner-occupied and held in a trust since June 2026.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5296 SPENCER CT, NEWARK, CA 94560-3234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer · Conventional Mortgage PATELCO CREDIT UNION
Oct 9, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	202677881
Prior Transfer Date	Nov 8, 2024
Prior Transfer Doc	0000141152
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 12, 2026
Property Address	5296 SPENCER CT, NEWARK, CA 94560-3234
Document Number	0000077881
Instrument Date	Jun 3, 2026
Instrument	202677881
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5296 SPENCER CT, NEWARK, CA 94560-3234

Mortgage

Document Number	0000077882,
Date	Jun 12, 2026
Instrument	202677882

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 9, 2025
Property Address	5296 SPENCER CT, NEWARK, CA 94560-3234
Document Number	0000126436
Map Reference	MB 58 PG 63 & 64
Instrument Date	Sep 16, 2025
Instrument	2025126436
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5296 SPENCER CT, NEWARK, CA 94560-3234

Tax Assessment & Valuation

The 2025 property tax bill for 5296 Spencer Ct was $1,894.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,913 (+2.14%) Land $33,849 Building $72,064
2025	$1,894.00	$96,837 Land $33,186 Building $70,651
2023	$1,440.00 Homeowner's exemption	$70,461 Land $23,094 Building $47,367	$1,208,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5296 Spencer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5296 Spencer Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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