5296 Onaway Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 5296 Onaway Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Apr 2024)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-019-209-081-01`

Property Details

APN / Parcel Number

Primary APN	`162-019-209-081-01`

Exterior

Lot Area	124,582 sqft (2.86 acres)

Location & Zoning

Street Address	5296 ONAWAY RD
City	INDIAN RIVER
State	MI
Zip	49749-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR A: COM AT SW COR OF SW1/4 OF NE1/4, SEC 19, T35N,R2W; TH E ALG E & W 1/4 LI 295FT TO POB; TH N 600FT; TH E 215FT; TH S
Legal Range	02W
Legal Township	035
Legal Section	19
Legal Subdivision	SW4 NE4 S19T35NR2W
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	TUSCARORA
Census Block Group	3
Census Block	3058
Census Tract	960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	416 E HATHAWAY RD, HARBOR SPRINGS, MI 49740-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 2, 2024	Warranty Deed, Transfer
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
Jan 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Jan 24, 2023 · Amount on File
Deed Book / Page	1527 / 124
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501

Mortgage

Document Number	0000001525/0000000379
Date	Feb 29, 2024
Book Page	0000001525/0000000379

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 2, 2024
Property Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501
Document Number	001527/124
Book / Page	1527 / 124
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$14.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E HATHAWAY RD, HARBOR SPRINGS, MI 49740-9570

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501

Mortgage

Document Number	0000001508/0000000398
Date	May 30, 2023
Book Page	0000001508/0000000398

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 24, 2023
Property Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501
Document Number	001501/417
Book / Page	1501 / 417
Instrument Date	Oct 7, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5296 ONAWAY RD, INDIAN RIVER, MI 49749-9501

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Tuscarora Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,100 (+29.04%)	$110,200 (+29.04%)
2025	$1,378.00 (+86.47%)
2023		$42,700	$85,400
2022	$739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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