Whatcom County property record for 5296 Olson Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,965 sqft · built 1965 |
| Lot Size | 30 acres (1,308,107 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $950,000 (Feb 2026) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 390136-071490-0000 |
| Primary APN | 390136-071490-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Gross Area |
| 1st Floor Area | 1,797 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,308,107 sqft (30 acres) |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 1,150 sqft |
| Storage Building | 80 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 89074 |
|---|---|
| Street Address | 5296 OLSON RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | NW NW-EXC PTN SOLD TO STATE GRAVEL PIT DESC AF 842259-SUBJ TO PIPELINE ESMT REC AF 763213-789124 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 36 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4200 MERIDIAN ST, 100, BELLINGHAM, WA 98226-5591 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer SCATTLE FUNDING GROUP LTD |
| Nov 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 20262299 |
| Prior Transfer Date | Oct 2, 2020 |
| Prior Transfer Doc | 0000111144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 27, 2026 |
| Property Address | 5296 OLSON RD, FERNDALE, WA 98248-9551 |
| Document Number | 0000202299 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026-0202299 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,970.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4200 MERIDIAN ST STE 100, 100, BELLINGHAM, WA 98226-5591 |
| Document Number | 0000202300 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0202300 |
| Name | SCATTLE FUNDING GROUP LTD |
|---|---|
| Type | Non-Lending Institution |
| Address | BELLEVUE, WA 98004 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 6, 2020 |
| Property Address | 5296 OLSON RD, FERNDALE, WA 98248-9551 |
| Document Number | 2201101144 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 1101144 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5296 OLSON RD FERNDALE WA 982489551, FERNDALE, WA 98248-9551 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (-75.6%) Senior Citizen's exemption | $904,541 (+219.62%) Land $566,945 Building $337,596 | $904,541 (+25.65%) Land $566,945 Building $337,596 |
| 2022 | $283,008 Land $39,621 Building $243,387 | $719,910 Land $323,165 Building $396,745 | |
| 2021 | $3,127.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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