5295 Riviera Ave, Banning, CA 92220 Property Records

Riverside County property record for 5295 Riviera Ave, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,505 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Aug 2021)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`419-330-058`

Property Details

APN / Parcel Number

Primary APN	`419-330-058`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5295 RIVIERA AVE
City	BANNING
State	CA
Zip	92220-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 146 MB 176/069 TR 22198
Legal Subdivision	TRACT 22198
Legal Tract	22198
Legal Lot Number	146
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2000
Census Tract	43812

Owner

5295 Riviera Ave is owned and occupied by two individuals who acquired it in March 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5295 RIVIERA AVE, BANNING, CA 92220-5216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
Apr 13, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Feb 13, 2006	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Deed Document Number	2021518667
Last Transfer Date	Mar 2, 2022
Transfer Doc	0000176327
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5295 RIVIERA AVE, BANNING, CA 92220-5216
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 RIVIERA AVE, BANNING, CA 92220-5216

Mortgage

Document Number	0000502066
Date	Oct 20, 2020
Instrument	2020-0502066

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	May 10, 2010
Change Frequency	Annually
Max Rate At Change	16.1%
Index	1-Year LIBOR
Max Rate	16.1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 13, 2022
Property Address	5295 RIVIERA AVE, BANNING, CA 92220-5216
Document Number	0000176327
Map Reference	MB 176 PG 69-73
Instrument Date	Mar 2, 2022
Instrument	2022-0176327
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5295 RIVIERA AVE, BANNING, CA 92220-5216

Mortgage

Document Number	0000176328
Date	Apr 13, 2022
Instrument	2022-0176328

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2021
Property Address	5295 RIVIERA AVE, BANNING, CA 92220-5216
Document Number	0000518667
Map Reference	MB 176 PG 69-73
Instrument Date	Jul 9, 2021
Instrument	2021-0518667
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5295 RIVIERA AVE, BANNING, CA 92220-5216

Mortgage

Document Number	0000518668
Date	Aug 30, 2021
Instrument	2021-0518668

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5295 RIVIERA AVE, BANNING, CA 92220-5216
Document Number	0000467118
Instrument Date	Feb 13, 2006
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 RIVIERA AVE BANNING CA 922205216, BANNING, CA 92220-5216

Mortgage

Document Number	0000467118
Date	Sep 30, 2020
Instrument	467118

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.1%

Tax Assessment & Valuation

The 2025 property tax bill for 5295 Riviera Ave was $5,382.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,086 (+2%) Land $54,121 Building $340,965
2025	$5,382.00	$387,340 Land $53,060 Building $334,280
2023	$5,272.00 (+2.13%)	$372,300 Land $51,000 Building $321,300
2022	$5,162.00
2021			$321,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5295 Riviera Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5295 Riviera Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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