5295 River Rd, East China, MI 48054 Property Records

St. Clair County property record for 5295 River Rd, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 731 sqft
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Mar 2020)
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-18-746-0046-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-746-0046-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	731 sqft Living Area
1st Floor Area	731 sqft

Exterior

Architectural Style	Ranch
Lot Area	124,582 sqft (2.86 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5295 RIVER RD
City	EAST CHINA
State	MI
Zip	48054-4177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 58 SUPERVISORS ROBT BAKER PLAT ACCORDING TO THE PLAT RECORDED IN 52 OF PLATS PG 11 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	SUPRVRS ROBT BAKER
Legal Lot Number	58
Legal Unit	58
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3003
Census Tract	643000

Owner

5295 River Rd is owned and occupied by an individual who bought it in March 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5295 RIVER RD, EAST CHINA, MI 48054-4177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Deed Document Number	20205456
Deed Book / Page	5159 / 274
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 3, 2020
Property Address	5295 RIVER RD, EAST CHINA, MI 48054-4177
Document Number	0005159274
Book / Page	5159 / 274
Map Reference	LB 52 PG 11
Instrument Date	Feb 21, 2020
Instrument	2020005456
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16516 HIGHLAND AVE, 16516, MONTVERDE, FL 34756-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26409 WOLVERINE ST, MADISON HEIGHTS, MI 48071-3780

Mortgage

Document Number	2020005783
Date	Mar 3, 2020
Instrument	2020005783

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5295 River Rd was $1,439, up 3.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,700 (+3.85%)	$167,400
2025	$1,439.00 (+3.53%)	$80,600
2024	$1,390.00		$161,200
2023		$37,500
2022	$1,292.00		$75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5295 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5295 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Duke Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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