5295 Obsidian Gate Dr, Mount Dora, FL 32757 Property Records

Orange County property record for 5295 Obsidian Gate Dr, Mount Dora, FL 32757

Property Summary

Property TypeResidential Vacant Land
OwnerIndividual Name on Record
Last Sale$835,000 (Jul 2026)
Tax Bill$1,789 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-27-0490-01-020

Property Details

APN / Parcel Number

Primary APN09-20-27-0490-01-020
Alternative APNs
  • 272009049001020
  • 102727
  • 102726
  • 102870

Location & Zoning

Street Address5295 OBSIDIAN GATE DR
CityMOUNT DORA
StateFL
Zip32757-7725
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeP-D
Legal DescriptionBARGROVE PHASE 1 107/119 LOT 102
Legal SubdivisionBARGROVE PHASE 1
Legal Lot Number102
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1001
Census Tract17902

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5295 OBSIDIAN GATE DR, MOUNT DORA, FL 32757-7725
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Deed Document Number2026427375
Record UpdatedOct 29, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJul 31, 2026
Property Address5295 OBSIDIAN GATE DR, MOUNT DORA, FL 32757-7725
Document Number0000427375
Instrument DateJul 30, 2026
Instrument2026427375
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590,345.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5295 OBSIDIAN GATE DR, MOUNT DORA, FL 32757-7725

Mortgage

Document Number0000427376,
DateJul 31, 2026
Instrument2026427376
Lender
NameUNIVERSAL LENDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,750 (+1%)$120,000 (-) Land $120,000
2025$1,789.00 (+27.42%)$82,500 (+1%)$120,000 (+6%) Land $120,000
2024$1,404.00 (+3.31%)
2023$1,359.00 (-2.65%)$75,000 (-16.67%) Land $75,000$75,000 (-16.67%) Land $75,000
2022$1,396.00$90,000 Land $90,000$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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