5295 McCrary Rd, Semmes, AL 36575 Property Records

Mobile County property record for 5295 McCrary Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1992
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2025)
Tax Bill	$608 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022402100000031002`

Property Details

APN / Parcel Number

Primary APN	`R022402100000031002`
Alternative APNs	`24 02 10 0 000 031.002` `02374497` `2374497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	456 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2374497
Old Parcel Number	R022402100000031002
Street Address	5295 MCCRARY RD
City	SEMMES
State	AL
Zip	36575-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT SE COR OF SE 1/4 OF NE 1/4 OF SEC 10 T3S R3W & RUN TH N 235 FT TO POB OF PPTY HEREIN DESC TH RUN W 290.4 FT TO PT TH
Legal Range	03W
Legal Township	03S
Legal Section	10
Legal Subdivision	WOOD SUB
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1013
Census Tract	6305

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5245 MCCRARY RD, SEMMES, AL 36575-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Deed Document Number	2025027345
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 1, 2025
Property Address	5295 MCCRARY RD, SEMMES, AL 36575-4209
Document Number	0000027345
Instrument Date	Apr 17, 2025
Instrument	2025027345
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1843, SEMMES, AL 36575-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5245 MCCRACY RD, SEMMES, AL 36575-4209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027346
Date	May 1, 2025
Instrument	2025027346

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	5295 MCCRARY RD, SEMMES, AL 36575-4209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021329
Date	Apr 19, 2017
Book Page	7499/0595
Instrument	2017021329

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	5295 MCCRARY RD, SEMMES, AL 36575-4209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019613
Date	Apr 11, 2017
Book Page	7496/0744
Instrument	2017019613

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00 (-1.62%) Homeowner's exemption	$13,900 (-1.63%) Land $1,310 Building $12,590	$139,000 (-1.63%) Land $13,100 Building $125,900
2024	$618.00 (+1.98%) Homeowner's exemption	$14,130 (+1.95%) Land $1,540 Building $12,590	$141,300 (+1.95%) Land $15,400 Building $125,900
2023	$606.00 Homeowner's exemption	$13,860 Land $1,770 Building $12,090	$138,600 Land $17,700 Building $120,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Xfinity.

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