5295 E Tenison St, Inverness, FL 34452 Property Records

Citrus County property record for 5295 E Tenison St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 2004
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0010-04330-0160`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0010-04330-0160`
Alternative APNs	`3019S20E0010043300160` `1836824`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1836824
Street Address	5295 E TENISON ST
City	INVERNESS
State	FL
Zip	34452-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 1ST ADD PB 5 PG 44 LOT 16 & E1/2 OF LOT 17 BLK 433
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	433
Legal Lot Number	16,17
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1035
Census Tract	451101

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5295 E TENISON ST, INVERNESS, FL 34452-8362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	202244288
Deed Book / Page	3295 / 1993
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0031731828
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 21, 2022
Property Address	5295 E TENISON ST, INVERNESS, FL 34452-8362
Document Number	0032951993
Book / Page	3295 / 1993
Map Reference	MB 5 PG 44
Instrument Date	Jun 17, 2022
Instrument	2022044288
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10N MANTIN LUTKUM KW6 JN AVE, INVERNESS, FL 34450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 E TENISON ST, INVERNESS, FL 34452-8362

Mortgage

Document Number	0032951994
Date	Jun 21, 2022
Book Page	3295/1994
Instrument	2022044289

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 10, 2021
Property Address	5295 E TENISON ST, INVERNESS, FL 34452-8362
Document Number	0031731828
Book / Page	3173 / 1828
Map Reference	MB 5 PG 44-58
Instrument Date	May 24, 2021
Instrument	2021039575
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5295 E TENISON ST, INVERNESS, FL 34452-8362

Mortgage

Document Number	0031731830
Date	Jun 10, 2021
Instrument	3173/1830

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+1.86%)	$277,863 (+0.82%) Land $12,960 Building $264,903	$277,863 (+0.82%) Land $12,960 Building $264,903
2024	$4,252.00 (-2.48%) Additional exemption filed	$275,591 (-1.65%) Land $12,960 Building $262,631	$275,591 (-1.65%) Land $12,960 Building $262,631
2023	$4,360.00 (+115.2%) Additional exemption filed	$280,217 (+17.55%) Land $10,800 Building $269,417	$280,217 (+17.55%) Land $10,800 Building $269,417
2022	$2,026.00 Homeowner's exemption Additional exemption filed	$238,375 Land $8,970 Building $229,405	$238,375 Land $8,970 Building $229,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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