5295 Bracks Landing Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5295 Bracks Landing Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Jul 2026)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-3347-0001-0710`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3347-0001-0710`
Alternative APN	`253117334700010710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,672 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5295 BRACKS LANDING DR
City	SAINT CLOUD
State	FL
Zip	34771-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRINGTON PB 28 PGS 152-155 LOT 71
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	BARRINGTON
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1030
Census Tract	43700

Owner

5295 Bracks Landing Dr is owned and occupied by an individual who bought it in July 2026.

Source: Osceola County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5295 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202686237
Deed Book / Page	6997 / 73
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0059581372
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 1, 2026
Property Address	5295 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8065
Document Number	0000086237
Book / Page	6997 / 73
Instrument Date	Jun 25, 2026
Instrument	202686237
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CITRUS CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263,004.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8065

Mortgage

Document Number	0000086238,
Date	Jul 1, 2026
Instrument	202686238

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2021
Property Address	5295 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8065
Document Number	0059581372
Book / Page	5958 / 1372
Instrument Date	May 4, 2021
Instrument	2021074546
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5295 BRACKS LANDING DR, MAGNOLIA SQ, FL 34771-8065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 BRACKS LANDING DR, SAINT CLOUD, FL 34771-8065
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5295 Bracks Landing Dr was $3,921 with a homeowner's exemption, up 5.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (+5.15%) Homeowner's exemption	$272,445	$333,100 Land $75,000 Building $258,100
2024	$3,729.00 (+2.16%)
2023	$3,650.00 (+4.2%) Homeowner's exemption	$257,056 (+3%)	$301,100 (+14.27%) Land $65,000 Building $236,100
2022	$3,503.00 Homeowner's exemption	$249,569	$263,500 Land $55,000 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5295 Bracks Landing Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5295 Bracks Landing Dr is moderate, ranking above 60% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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