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5294 Pavia Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5294 Pavia Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 2020
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$309,900 (Aug 2020)
Tax Bill$4,400 (2025)
Deeds & MortgagesJan 2025 Line of Credit
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN162531501500010660

Property Details

APN / Parcel Number

Primary APN162531501500010660

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,112 sqft Heated Area
Gross Area2,688 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished

Exterior Amenities

PorchOpen Porch
Patio Area840 sqft
FenceFence
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5294 PAVIA DR
CitySAINT CLOUD
StateFL
Zip34771-8056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 66
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number66
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501500010660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5294 PAVIA DR, SAINT CLOUD, FL 34771-8056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2025Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Aug 14, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
M&I FIN'L
May 07, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jan 28, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number0057741492
Deed Book / Page5774 / 1492
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5294 PAVIA DR, SAINT CLOUD, FL 34771-8056
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 BUENAVENTURA BLVD, KISSIMMEE, FL 34743-7866

Mortgage

Document Number0067191277
DateJan 02, 2025
Book Page6719/1277
Instrument2025000215
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 05, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 14, 2020
Property Address5294 PAVIA DR, SAINT CLOUD, FL 34771-8056
Document Number0057741492
Book / Page005774 / 001492
Instrument DateAug 14, 2020
Instrument107411
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 04, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,169.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5294 PAVIA DR ST CLOUD FL 347718056, ST CLOUD, FL 34771-8056

Mortgage

Document Number57741494
DateAug 14, 2020
Book Page005774/001494
Instrument107412
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2020
Property Address5294 PAVIA DR, SAINT CLOUD, FL 34771-8056
Document Number0057190525
Book / Page005719 / 000525
Instrument DateMay 04, 2020
Instrument61346
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2020
Property Address5294 PAVIA DR, SAINT CLOUD, FL 34771-8056
Document Number0056642384
Book / Page005664 / 002384
Instrument DateJan 27, 2020
Instrument13463
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,992.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,400.00 (+9.07%) Homeowner's exemption$307,066 (+7.92%)$382,400 (-1.29%) Land $80,000 Building $302,400
2023$4,034.00 (+4.08%) Homeowner's exemption$284,533 (+3%)$387,400 (+19.2%) Land $80,000 Building $307,400
2022$3,876.00 Homeowner's exemption$276,246$325,000 Land $55,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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